315 E Main St, Grafton, IL 62037 Property Records

Jersey County property record for 315 E Main St, Grafton, IL 62037

Property Summary

Property Type	Commercial
Details	3,200 sqft · built 1967
Lot Size	0.155 acres (6,750 sqft)
Owner	Company Name on Record
Tax Bill	$1,832 (2025)
Deeds & Mortgages	May 2026 Transfer Oct 2022 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`08-209-002-00`

Property Details

APN / Parcel Number

Primary APN	`08-209-002-00`
Alternative APN	`209-002-00`

Interior

Stories	1 Story
Building Area	3,200 sqft Total Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	90 ft deep x 75 ft wide

Location & Zoning

Account Number	209-002-00
Street Address	315 E MAIN ST
City	GRAFTON
State	IL
Zip	62037-1122
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIGINAL TOWN OF GRAFTON LOTS 2 & 3. LESS W PT LOT 3 BLK 9. NO SALES 1967 1STY/NO BSMT 3200SQ 75X90 & 7.3X32.5 LOTS
Legal Block	9
Legal Lot Number	2,3,3
Jurisdiction	JERSEY IL
Township / Civil Division	QUARRY
Census Block Group	1
Census Block	1129
Census Tract	10500

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15238 ELM ST, GRAFTON, IL 62037-2461
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JERSEY STATE BANK
Apr 6, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 16, 2019
Transfer Doc	0000167717
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JERSEY IL
Recording Date	May 11, 2026
Property Address	315 E MAIN ST, GRAFTON, IL 62037-1122
Document Number	0000179905
Instrument Date	May 7, 2026
Instrument	2026179905
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	15238 ELM ST, GRAFTON, IL 62037-2461

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	315 E MAIN ST, GRAFTON, IL 62037-1122
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200169381
Date	Oct 4, 2022
Instrument	202200169381

Lender

Name	JERSEY STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JERSEY IL
Recording Date	Apr 6, 2022
Property Address	315 E MAIN ST, GRAFTON, IL 62037-1122
Document Number	202200167717
Instrument Date	Apr 1, 2022
Instrument	202200167717
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Quarry Township
Municipality	Grafton City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,832.00 (+6.2%)	$28,315 (+25.82%) Land $12,235 Building $16,080	$84,945 (+25.82%) Land $36,705 Building $48,240
2024	$1,725.00 (+4.86%)
2022	$1,645.00	$22,505 Land $9,725 Building $12,780	$67,515 Land $29,175 Building $38,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1,095 (1978–2024)
Claims Outside the SFHA	47 of 1,095
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 223 claims Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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