3075 Spinnaker Dr, Aurora, IL 60503 Property Records

Will County property record for 3075 Spinnaker Dr, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,600 sqft · built 1999
Lot Size	0.21 acres (8,987 sqft)
Owner	Individual Name on Record
Last Sale	$250,500 (Sep 1999)
Tax Bill	$12,898 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-05-109-009`

Property Details

APN / Parcel Number

Primary APN	`07-01-05-109-009`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,600 sqft Total Area
1st Floor Area	1,480 sqft
2nd Floor Area	1,120 sqft
Basement Area	1,316 sqft
Unfinished Basement	1,316 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	8,987 sqft (0.21 acres)
Garage Area	436 sqft

Location & Zoning

Street Address	3075 SPINNAKER DR
City	AURORA
State	IL
Zip	60503-5744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 83 IN HARBOR SPRINGS UNIT THREE, P.U.D., A SUB OF PRT OF THE NW1/4 OF SEC 5, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	05
Legal Subdivision	HARBOR SPRINGS
Legal Block	3
Legal Lot Number	83
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3009
Census Tract	880324

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3075 SPINNAKER DR, AURORA, IL 60503-5744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jul 27, 2017	Quit Claim Deed, Transfer · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 1999 · Amount on Record
Deed Sale	Sep 2, 1999 · Amount on Record
Deed Document Number	1999109596
Last Transfer Date	Jun 29, 2017
Transfer Doc	0000058631
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3075 SPINNAKER DR, AURORA, IL 60503-5744
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 SPINNAKER DR, AURORA, IL 60503-5744

Mortgage

Document Number	0000000474
Date	Jan 3, 2024
Instrument	R2024000474

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 29, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3075 SPINNAKER DR, AURORA, IL 60503-5744
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064170
Date	Aug 5, 2020
Instrument	R2020064170

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Jul 27, 2017
Property Address	3075 SPINNAKER DR, AURORA, IL 60503-5744
Document Number	0000058631
Instrument Date	Jun 29, 2017
Instrument	58631
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3075 SPINNAKER DR AURORA IL 605035744, AURORA, IL 60503-5744

Mortgage

Document Number	58632
Date	Jul 27, 2017
Instrument	58632

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,898.00 (+19.25%)
2024		$147,865 (+28.93%) Land $23,259 Building $124,606	$443,595 (+28.93%) Land $69,777 Building $373,818
2022	$10,816.00 Homeowner's exemption	$114,688 Land $19,437 Building $95,251	$344,064 Land $58,311 Building $285,753

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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