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2965 Spinnaker Dr, Aurora, IL 60503 Property Records

Will County property record for 2965 Spinnaker Dr, Aurora, IL 60503

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,052 sqft · built 1999
Lot Size0.18 acres (7,849 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Jan 2021)
Tax Bill$10,398 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-01-05-107-008

Property Details

APN / Parcel Number

Primary APN07-01-05-107-008

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,052 sqft Total Area
1st Floor Area1,026 sqft
2nd Floor Area1,026 sqft
Basement Area1,026 sqft
Unfinished Basement1,026 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeFrame
Lot Area7,849 sqft (0.18 acres)
Garage Area416 sqft

Location & Zoning

Street Address2965 SPINNAKER DR
CityAURORA
StateIL
Zip60503-5742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 94 IN HARBOR SPRINGS UNIT THREE, P.U.D., A SUB OF PRT OF THE NW1/4 OF SEC 5, T37N-R9E.
Legal Range09E
Legal Township37N
Legal Section05
Legal SubdivisionHARBOR SPRINGS
Legal Block3
Legal Lot Number94
Legal Unit3
JurisdictionWILL IL
Township / Civil DivisionWHEATLAND
Census Block Group3
Census Block3013
Census Tract880324

Owner

2965 Spinnaker Dr is owned and occupied by an individual who bought it in January 2021.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address2965 SPINNAKER DR, AURORA, IL 60503-5742
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2021 · Amount on File
Deed SaleJan 20, 2021 · Amount on File
Prior SaleSep 14, 1999 · Amount on File
Deed Document Number20217432
Prior Transfer DateDec 2, 2002
Prior Transfer Doc0000014209
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateJan 20, 2021
Property Address2965 SPINNAKER DR, AURORA, IL 60503-5742
Document Number0000007432
Map ReferenceDOC R97-33991
Instrument DateDec 31, 2020
InstrumentR2021007432
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2965 SPINNAKER DR, AURORA, IL 60503-5742

Mortgage

Document Number0000007433
DateJan 20, 2021
InstrumentR2021007433
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 2965 Spinnaker Dr was $10,398.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyWill County
County SubdivisionWheatland Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,398.00$132,620 (+9.95%) Land $25,573 Building $107,047$397,860 (+9.95%) Land $76,719 Building $321,141
2024$120,619 Land $23,259 Building $97,360$361,857 Land $69,777 Building $292,080
2022$8,743.00 Homeowner's exemption$93,862 Land $19,437 Building $74,425$281,586 Land $58,311 Building $223,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2965 Spinnaker Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2965 Spinnaker Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Verizon.

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