3065 Spinnaker Dr, Aurora, IL 60503 Property Records

Will County property record for 3065 Spinnaker Dr, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,172 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Nov 2003)
Tax Bill	$11,402 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-01-05-109-008`

Property Details

APN / Parcel Number

Primary APN	`07-01-05-109-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,172 sqft Total Area
1st Floor Area	1,180 sqft
2nd Floor Area	992 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3065 SPINNAKER DR
City	AURORA
State	IL
Zip	60503-5744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 IN HARBOR SPRINGS UNIT THREE, P.U.D., A SUB OF PRT OF THE NW1/4 OF SEC 5, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	05
Legal Subdivision	HARBOR SPRINGS
Legal Block	3
Legal Lot Number	84
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3009
Census Tract	880324

Owner

3065 Spinnaker Dr is owned and occupied by two individuals who bought it in November 2003.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3065 SPINNAKER DR, AURORA, IL 60503-5744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2003 · Amount on File
Deed Sale	Nov 10, 2003 · Amount on File
Prior Sale	Feb 10, 1999 · Amount on File
Deed Document Number	2003280403
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3065 SPINNAKER DR, AURORA, IL 60503-5744
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001178
Date	Jan 6, 2020
Instrument	R2020001178

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3065 Spinnaker Dr was $11,402.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,402.00	$144,647 (+9.95%) Land $25,573 Building $119,074	$433,941 (+9.95%) Land $76,719 Building $357,222
2024		$131,557 Land $23,259 Building $108,298	$394,671 Land $69,777 Building $324,894
2022	$9,575.00 Homeowner's exemption	$102,223 Land $19,437 Building $82,786	$306,669 Land $58,311 Building $248,358

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3065 Spinnaker Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3065 Spinnaker Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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