3015 Spinnaker Dr, Aurora, IL 60503 Property Records

Will County property record for 3015 Spinnaker Dr, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,215 sqft · built 1999
Lot Size	0.21 acres (8,954 sqft)
Owner	Individual Name on Record
Tax Bill	$10,409 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-05-109-003`

Property Details

APN / Parcel Number

Primary APN	`07-01-05-109-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,215 sqft Total Area
1st Floor Area	1,209 sqft
2nd Floor Area	1,006 sqft
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	8,954 sqft (0.21 acres)
Garage Area	416 sqft

Location & Zoning

Street Address	3015 SPINNAKER DR
City	AURORA
State	IL
Zip	60503-5744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 89 IN HARBOR SPRINGS UNIT THREE, P.U.D., A SUB OF PRT OF THE NW1/4 OF SEC 5, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	05
Legal Subdivision	HARBOR SPRINGS
Legal Block	3
Legal Lot Number	89
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3009
Census Tract	880324

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3015 SPINNAKER DR, AURORA, IL 60503-5744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit WEST SUBURBAN BANK
Nov 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage WEST SUBURBAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3015 SPINNAKER DR, AURORA, IL 60503-5744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076842
Date	Sep 29, 2017
Instrument	R2017076842

Lender

Name	WEST SUBURBAN BANK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 28, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly
Max Rate	18.5%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3015 SPINNAKER DR, AURORA, IL 60503-5744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091496
Date	Nov 21, 2017
Instrument	R2017091496

Lender

Name	WEST SUBURBAN BANK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,409.00 (+18.18%)	$140,746 (+9.95%) Land $25,573 Building $115,173	$422,238 (+9.95%) Land $76,719 Building $345,519
2024		$128,009 (+28.64%) Land $23,259 Building $104,750	$384,027 (+28.64%) Land $69,777 Building $314,250
2022	$8,808.00 Homeowner's exemption Senior Citizen's exemption	$99,511 Land $19,437 Building $80,074	$298,533 Land $58,311 Building $240,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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