307 W Smith St, Buchanan, MI 49107 Property Records

Berrien County property record for 307 W Smith St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 735 sqft · built 1918
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (May 2023)
Tax Bill	$1,742 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58-1200-0026-00-8`

Property Details

APN / Parcel Number

Primary APN	`58-1200-0026-00-8`
Alternative APN	`11-58-1200-0026-00-8`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	735 sqft Living Area
1st Floor Area	735 sqft
Basement Area	525 sqft
Unfinished Basement	525 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	13,852 sqft (0.318 acres)
Lot Dimensions	266 ft deep x 52 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	307 W SMITH ST
City	BUCHANAN
State	MI
Zip	49107-1563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOT 1 & THE W 11.25' OF LOT 2 BLK E A B CLARKS ADD TO CITY OF BUCHANAN
Legal Subdivision	A B CLARKS ADD
Legal Block	E
Legal Lot Number	1-2
Legal Unit	1,2
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	4
Census Block	4027
Census Tract	20200

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 W SMITH ST, BUCHANAN, MI 49107-1563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 11, 2023	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA
Jun 28, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	2023380395
Deed Book / Page	3403 / 3425
Prior Transfer Date	Feb 9, 2018
Prior Transfer Doc	03197/1507
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	307 W SMITH ST, BUCHANAN, MI 49107-1563
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 KELLE DR 101, 101, CHESTERTON, IN 46304-8744

Mortgage

Document Number	03355/3399
Date	Dec 7, 2021
Book Page	3355/3399
Instrument	3355-3399

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 11, 2023
Property Address	307 W SMITH ST, BUCHANAN, MI 49107-1563
Document Number	03403/3425
Book / Page	3403 / 3425
Map Reference	LB 1 PG 6
Instrument Date	May 8, 2023
Instrument	2023380395
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,042.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 MARION AVE, HARTFORD, MI 49057-1062

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 W SMITH ST, BUCHANAN, MI 49107-1563

Mortgage

Document Number	2023380396
Date	May 11, 2023
Instrument	2023380396

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 28, 2018
Property Address	307 W SMITH ST, BUCHANAN, MI 49107-1563
Document Number	03209/3379
Book / Page	3209 / 3379
Map Reference	L1 PG6
Instrument Date	Jun 19, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$541.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 W SMITH ST, BUCHANAN, MI 49107-1563

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	307 W SMITH ST, BUCHANAN, MI 49107-1563

Mortgage

Document Number	0032093381
Date	Jun 28, 2018
Instrument	3209/3381

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 15, 2018
Property Address	307 W SMITH ST, BUCHANAN, MI 49107-1563
Document Number	03197/1507
Book / Page	3197 / 1507
Map Reference	MB1 PG6
Instrument Date	Feb 9, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1311 REGENT ST, NILES, MI 49120-2139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 REGENT ST, NILES, MI 49120-2139

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,800 (+86.14%)	$123,600 (+86.14%)
2025	$1,742.00 (+21.22%)
2023		$33,200	$66,400
2022	$1,437.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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