NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Address
2825 HANLEY RD E, SAINT JOSEPH, MI 49085-2913
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
125 W SMITH ST, BUCHANAN, MI 49107-1542
September 2022: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
BERRIEN MI
Recording Date
Sep 14, 2022
Property Address
125 W SMITH ST, BUCHANAN, MI 49107-1542
Document Number
03385/3233
Book / Page
3385 / 3233
Map Reference
LB 1 PG 6
Instrument Date
Sep 9, 2022
Instrument
2022362514
Transaction Type
Transfer
Record Updated
Nov 9, 2023
Title Company
NEAR NORTH TITLE GROUP
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,215.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
125 W SMITH ST, BUCHANAN, MI 49107-1542
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2825 HANLEY RD E # E, E, SAINT JOSEPH, MI 49085-2913
Mortgage
Document Number
0033853235
Date
Sep 14, 2022
Instrument
3385-3235
Lender
Name
NOTRE DAME FCU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2052
October 2020: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
BERRIEN MI
Recording Date
Oct 29, 2020
Property Address
125 W SMITH ST, BUCHANAN, MI 49107-1542
Document Number
03297/2970
Book / Page
3297 / 2970
Map Reference
LB 1 PG 6
Instrument Date
Oct 23, 2020
Transaction Type
Transfer
Record Updated
Nov 9, 2023
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$774.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
125 W SMITH ST, BUCHANAN, MI 49107-1542
Investor
Possibly a Property Investor
Mortgage
Document Number
0032972971
Date
Oct 29, 2020
Instrument
3297/2971
Lender
Name
HONOR CU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2050
Tax Assessment & Valuation
The 2025 property tax bill for 125 W Smith St was $2,616, up 2.5% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
Property Jurisdictions
Type
Name
State
Michigan
County
Berrien County
Municipality
Buchanan City
Unified School District
Buchanan Community School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$73,200 (+17.87%)
$146,400 (+17.87%)
2025
$2,616.00 (+2.47%)
$62,100
$124,200
2024
$2,553.00
2023
$42,200
$84,400
2022
$1,121.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 125 W Smith St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
6 in force
Nearby Flood Claims
1 (1996)
Claims Outside the SFHA
1 of 1
Most Recent Claim
May 1996 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 125 W Smith St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood
Under 0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source
Groundwater
Last State Inspection
Oct 2024
Lead
3 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025