Berrien County property record for 308 W Smith St, Buchanan, MI 49107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,780 sqft · built 1890 |
| Lot Size | 0.302 acres (13,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $28,900 (Jun 1986) |
| Tax Bill | $942 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-1200-0024-00-5 |
| Primary APN | 58-1200-0024-00-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 13,155 sqft (0.302 acres) |
| Lot Dimensions | 124 ft deep x 106 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 308 W SMITH ST |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SIN |
| Legal Description | LOTS 7 & 8 BLK D A B CLARKS ADD TO CITY OF BUCHANAN |
| Legal Subdivision | A B CLARKS ADD |
| Legal Block | D |
| Legal Lot Number | 7-8 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BUCHANAN |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 20200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
308 W Smith St is owned and occupied by an individual who bought it in June 1986.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 W SMITH ST, BUCHANAN, MI 49107-1545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 1986 · Amount on File |
| Deed Sale | Jun 20, 1986 · Amount on File |
| Deed Book / Page | 1267 / 165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 308 W SMITH ST, BUCHANAN, MI 49107-1545 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03239/2717 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 3239/2717 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 239 Months |
| Due | May 1, 2039 |
The 2025 property tax bill for 308 W Smith St was $942 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Buchanan City |
| Unified School District | Buchanan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,400 | $212,800 | |
| 2025 | $942.00 | ||
| 2023 | $63,500 | $127,000 | |
| 2022 | $877.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 W Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 W Smith St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUCHANAN serves 4,871 people · EPA ID MI0000960 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber.
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