Berrien County property record for 401 W Smith St, Buchanan, MI 49107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,339 sqft · built 1860 |
| Lot Size | 0.492 acres (21,432 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $21,000 (Aug 2013) |
| Tax Bill | $2,132 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-1300-0013-01-8 |
| Primary APN | 58-1300-0013-01-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,339 sqft Living Area |
| 1st Floor Area | 909 sqft |
| Basement Area | 323 sqft |
| Unfinished Basement | 323 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Lot Area | 21,432 sqft (0.492 acres) |
| Lot Dimensions | 325 ft deep x 66 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 401 W SMITH ST |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-1544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SIN |
| Legal Description | LOT 1 BLK C NATHANIEL B COLLINS ADD TO CITY OF BUCHANAN EXC THE W 6.75' OF THE S 231.65' THEREOF ALSO THE E 6.75'OF THE N 100' OF LOT 2 BLK C SD ADD PER UNRE SURVEY |
| Legal Subdivision | NATHANIEL B COLLINS ADD |
| Legal Block | C |
| Legal Lot Number | 1-2 |
| Legal Unit | 1,2 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BUCHANAN |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 20200 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 W SMITH ST, BUCHANAN, MI 49107-1544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2013 · Amount on Record |
| Deed Sale | Aug 27, 2013 · Amount on Record |
| Prior Sale | Dec 30, 2004 · Amount on Record |
| Deed Book / Page | 3048 / 3347 |
| Prior Transfer Date | Aug 15, 2013 |
| Prior Transfer Doc | 03048/3347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 401 W SMITH ST, BUCHANAN, MI 49107-1544 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03332/2187 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 3332/2187 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 12, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Buchanan City |
| Unified School District | Buchanan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,900 (+66%) | $215,800 (+66%) | |
| 2025 | $2,132.00 (+7.95%) | ||
| 2023 | $65,000 | $130,000 | |
| 2022 | $1,975.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber.
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