307 Spring Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 307 Spring Ln, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,943 sqft · built 1974
Lot Size0.264 acres (11,519 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Dec 2020)
Tax Bill$4,102 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-590-2970-2

Property Details

APN / Parcel Number

Primary APNC56-000-590-2970-2
Alternative APNs
  • 00-2S-22-2371-000H-0140
  • 22S2002371000H0140

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,943 sqft Living Area
Gross Area2,431 sqft
1st Floor Area1,943 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,519 sqft (0.264 acres)
Lot Width90 ft Width

Exterior Amenities

PorchFinished/Open Porch
Porch Area348 sqft
Patio Area140 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address307 SPRING LN
CityDESTIN
StateFL
Zip32541-1972
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING LAKE 2ND ADD LOT 14 BLK H
Legal SubdivisionSPRING LAKE 2ND ADD
Legal BlockH
Legal Lot Number14
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1004
Census Tract23307

Owner

Source: Okaloosa County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13723 ATLANTIC BLVD, 230, JACKSONVILLE, FL 32225-4231
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Warranty Deed, Transfer · VA Mortgage
PRIMELENDING
Jun 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2020 · Amount on Record
Deed SaleDec 15, 2020 · Amount on Record
Deed Document Number20203415146
Deed Book / Page3512 / 1665
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 15, 2020
Property Address307 SPRING LN, DESTIN, FL 32541-1972
Document Number0035121665
Book / Page3512 / 1665
Map ReferenceMB 5 PG 36
Instrument DateDec 11, 2020
Instrument3415146
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyCHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address806 DEER PATH FARMS RD, 806, OZARK, AL 36360-4951

Transferred To (Grantee/Buyer)

NameVerified Name
Address5519 PALM WAY # A, A, PANAMA CITY BEACH, FL 32408-6457

Mortgage

Document Number0035121667
DateDec 15, 2020
Instrument3512/1667
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address307 SPRING LN, DESTIN, FL 32541-1972
Document Number0033044571
Book / Page003304 / 004571
Instrument DateJun 14, 2017
Transaction TypeMortgage
Record UpdatedAug 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address307 SPRING LN DESTIN FL 325411972, DESTIN, FL 32541-1972

Mortgage

Document Number0033044571
DateJun 21, 2017
Book Page003304/004571
Instrument3142442
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 20, 2032

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,102.00 (+21.79%)$346,428 (+8.08%) Land $129,985 Building $216,443$346,428 (+3.42%) Land $129,985 Building $216,443
2023$3,368.00 (+2.46%) Homeowner's exemption$320,530 (+3%)$334,981 (+7.64%) Land $117,943 Building $217,038
2022$3,287.00 Homeowner's exemption$311,194 Land $107,221 Building $203,973$311,194 Land $107,221 Building $203,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims96 (1982–2014)
Claims Outside the SFHA50 of 96
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Hurricane Frances, Sep 2004 · 39 claims
  • Hurricane Georges, Sep 1998 · 9 claims
  • Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: CenturyLink, T-Mobile.

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