315 Spring Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 315 Spring Ln, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,619 sqft · built 1974
Lot Size0.264 acres (11,519 sqft)
Owner2 Individual Names on Record
Last Sale$442,000 (Dec 2022)
Tax Bill$4,052 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-590-2968-6

Property Details

APN / Parcel Number

Primary APNC56-000-590-2968-6
Alternative APNs
  • 00-2S-22-2371-000H-0120
  • 22S2002371000H0120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,619 sqft Living Area
Gross Area2,572 sqft
1st Floor Area1,619 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,519 sqft (0.264 acres)
Lot Width90 ft Width
Garage TypeAttached
Garage Area456 sqft
PorchFlorida Room
Porch Area497 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address315 SPRING LN
CityDESTIN
StateFL
Zip32541-1972
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING LAKE 2ND ADD LOT 12 BLK H
Legal SubdivisionSPRING LAKE 2ND ADD
Legal BlockH
Legal Lot Number12
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1004
Census Tract23307

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address315 SPRING LN, DESTIN, FL 32541-1972
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2022 · Amount on Record
Deed SaleDec 5, 2022 · Amount on Record
Prior SaleMay 17, 2016 · Amount on Record
Deed Document Number20223594164
Deed Book / Page3653 / 2636
Prior Transfer DateApr 13, 2016
Prior Transfer Doc0032432715
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 5, 2022
Property Address315 SPRING LN, DESTIN, FL 32541-1972
Document Number0036532636
Book / Page3653 / 2636
Map ReferenceMB 5 PG 36
Instrument DateDec 1, 2022
Instrument3594164
Transaction TypeTransfer
Record UpdatedDec 30, 2022
Title CompanyCHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,094.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 65632, MIRAMAR BEACH, FL 32550

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 SPRING LN, DESTIN, FL 32541-1972
InvestorPossibly a Property Investor

Mortgage

Document Number0036532638
DateDec 5, 2022
Instrument3653/2638
Lender
NameCBM MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,052.00 (+1.63%) Homeowner's exemption$381,210 (+2.39%) Land $129,985 Building $251,225$381,210 (+2.39%) Land $129,985 Building $251,225
2023$3,987.00 (+3.13%) Homeowner's exemption$372,304 (+7.34%) Land $117,943 Building $254,361$372,304 (+7.34%) Land $117,943 Building $254,361
2022$3,866.00$346,838 Land $107,221 Building $239,617$346,838 Land $107,221 Building $239,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims96 (1982–2014)
Claims Outside the SFHA50 of 96
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Hurricane Frances, Sep 2004 · 39 claims
  • Hurricane Georges, Sep 1998 · 9 claims
  • Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: CenturyLink, T-Mobile.

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