Okaloosa County property record for 316 Spring Ln, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,597 sqft · built 1974 |
| Lot Size | 0.257 acres (11,199 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,965 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9267-8 |
| Primary APN | C56-000-589-9267-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,597 sqft Heated Area |
| Gross Area | 3,574 sqft |
| 1st Floor Area | 323 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 11,199 sqft (0.257 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Finished |
| Garage Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 44 sqft |
| Patio Area | 332 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 316 SPRING LN |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLY HOMES S/D S 40 FT OF LOT 20 & N 40 FT OF LOT 21 BLK 1A |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | KELLY HOMES S/D |
| Legal Block | 1A |
| Legal Lot Number | 20 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 23307 |
316 Spring Ln is owner-occupied and held in a trust since June 2024.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 316 SPRING LN, DESTIN, FL 32541-1927 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 26, 2024 |
| Transfer Doc | 0003695994 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 316 Spring Ln was $1,965 with exemptions applied.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,965.00 Homeowner's exemption Widower's exemption | $209,981 | $503,998 Land $118,750 Building $385,248 |
| 2023 | $1,846.00 (-0.43%) Homeowner's exemption Widower's exemption | $198,119 (+3%) | $501,451 (+14.44%) Land $107,748 Building $393,703 |
| 2022 | $1,854.00 Homeowner's exemption | $192,349 | $438,186 Land $97,953 Building $340,233 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 Spring Ln in Zone X, an area of minimal flood risk, though there have been 96 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 96 (1982–2014) |
| Claims Outside the SFHA | 50 of 96 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 316 Spring Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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