301 Spring Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 301 Spring Ln, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,285 sqft · built 2014
Lot Size0.29 acres (12,667 sqft)
Owner2 Individuals on Record
Last Sale$273,800 (Oct 2020)
Tax Bill$4,090 (2025)
Deeds & MortgagesOct 2020 Sale
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-590-2998-3

Property Details

APN / Parcel Number

Primary APNC56-000-590-2998-3
Alternative APN
  • 00-2S-22-2371-000J-0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,285 sqft Heated Area
Gross Area2,033 sqft
1st Floor Area1,285 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area12,667 sqft (0.29 acres)
Lot Width103 ft Width
Garage TypeFinished
PorchOpen Porch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address301 SPRING LN
CityDESTIN
StateFL
Zip32541-1926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING LAKE 2ND ADD LOT 14 BLK J
Legal Range22
Legal Township02S
Legal SubdivisionSPRING LAKE #2
Legal BlockJ
Legal Lot Number14
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1009
Census Tract23307

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address720 BEACH DR, DESTIN, FL 32541-1607
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2020Warranty Deed, Transfer
SETCO SERVICES LLC, SETCO SVCS LLC
Mar 27, 2018Warranty Deed, Transfer · VA Mortgage
UNIVERSITY LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2020 · Amount on Record
Deed SaleOct 27, 2020 · Amount on Record
Prior SaleMar 27, 2018 · Amount on Record
Deed Document Number3402219
Deed Book / Page3501 / 1373
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 27, 2020
Property Address301 SPRING LN, DESTIN, FL 32541-1926
Document Number0035011373
Book / Page003501 / 001373
Instrument DateOct 21, 2020
Instrument3402219
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanySETCO SERVICES LLC, SETCO SVCS LLC

Transaction

AmountAmount Recorded
Tax$1,916.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address720 BEACH DR DESTIN FL 325411607, DESTIN, FL 32541-1607

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 27, 2018
Property Address301 SPRING LN, DESTIN, FL 32541-1926
Document Number0033424679
Book / Page003342 / 004679
Instrument DateMar 23, 2018
Instrument3196679
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 SANTA ROSA BLVD #511 FORT WALTON BEACH FL, 511, FORT WALTON BEACH, FL

Mortgage

Document Number33424681
DateMar 27, 2018
Book Page003342/004681
Instrument3196680
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,090.00 (+8.6%)$345,362 (+3.06%) Land $129,985 Building $215,377$345,362 (+3.06%) Land $129,985 Building $215,377
2023$3,766.00 (+7.75%)$335,108 (+7.53%) Land $117,943 Building $217,165$335,108 (+7.53%) Land $117,943 Building $217,165
2022$3,495.00$311,652 Land $107,221 Building $204,431$311,652 Land $107,221 Building $204,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims96 (1982–2014)
Claims Outside the SFHA50 of 96
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Hurricane Frances, Sep 2004 · 39 claims
  • Hurricane Georges, Sep 1998 · 9 claims
  • Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: CenturyLink, T-Mobile.

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