307 Redding Rd, Georgetown, KY 40324 Property Records

Scott County property record for 307 Redding Rd, Georgetown, KY 40324 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$237,817 (Jul 2020)
Tax Bill	$2,775 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`141-40-047.000`

Property Details

APN / Parcel Number

Primary APN	`141-40-047.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	307 REDDING RD
City	GEORGETOWN
State	KY
Zip	40324-2677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES CROSSING II
Legal Subdivision	PAYNES CROSSING II
Legal Lot Number	198
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2001
Census Tract	40203

Owner

Source: Scott County records · APN 141-40-047.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	307 REDDING RD, GEORGETOWN, KY 40324-2677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 04, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
Jul 31, 2020	Deed, Subdivision Related Transfer · VA Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	419536
Deed Book / Page	D416 / 261
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	307 REDDING RD, GEORGETOWN, KY 40324-2677
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 REDDING RD, GEORGETOWN, KY 40324-2677

Mortgage

Document Number	0M1681/138
Date	Apr 04, 2022
Book Page	M1681/138
Instrument	452972

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 01, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 31, 2020
Property Address	307 REDDING RD, GEORGETOWN, KY 40324-2677
Document Number	00D416/261
Book / Page	D416 / 261
Map Reference	CAB 12 SL 167
Instrument Date	Jul 30, 2020
Instrument	419536
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	307 REDDING RD, GEORGETOWN, KY 40324-2677

Mortgage

Document Number	0000419537
Date	Jul 31, 2020
Instrument	419537

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,775.00 (+7.56%)	$311,600 (+9.49%)	$311,600 (+9.49%)
2023	$2,580.00 (+16.79%)	$284,600 (+11.74%) Land $45,000 Building $239,600	$284,600 (+11.74%) Land $45,000 Building $239,600
2022	$2,209.00	$254,700 Land $35,000 Building $219,700	$254,700 Land $35,000 Building $219,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 535 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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