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  5. Redding Rd

304 Redding Rd, Georgetown, KY 40324 Property Records

Scott County property record for 304 Redding Rd, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Feb 2022)
Tax Bill$2,689 (2025)
Deeds & MortgagesFeb 2022 Sale
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN141-40-060.000

Property Details

APN / Parcel Number

Primary APN141-40-060.000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address304 REDDING RD
CityGEORGETOWN
StateKY
Zip40324-2677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAYNES CROSSING II
Legal SubdivisionPAYNES CROSSING II
Legal Lot Number160
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2001
Census Tract40203

Owner

Source: Scott County records · APN 141-40-060.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 REDDING RD, GEORGETOWN, KY 40324-2677
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2022Warranty Deed, Transfer
HOME CLOSINGS INC
Dec 08, 2020Deed, Subdivision Related Transfer · FHA Mortgage
AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 2022 · Amount on Record
Deed SaleFeb 03, 2022 · Amount on Record
Prior SaleDec 08, 2020 · Amount on Record
Deed Document Number449873
Deed Book / PageD431 / 214
Record UpdatedJun 08, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT KY
Recording DateFeb 03, 2022
Property Address304 REDDING RD, GEORGETOWN, KY 40324-2677
Document Number00D431/214
Book / PageD431 / 214
Map ReferenceCAB 12 SL 167
Instrument DateJan 25, 2022
Instrument449873
Transaction TypeTransfer
Record UpdatedJun 13, 2022
Title CompanyHOME CLOSINGS INC

Transaction

AmountAmount Recorded
Tax$290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address843 KY HIGHWAY 19, 843, CYNTHIANA, KY 41031-6541

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 REDDING RD, GEORGETOWN, KY 40324-2677

December 2020: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateDec 08, 2020
Property Address304 REDDING RD, GEORGETOWN, KY 40324-2677
Document Number00D420/129
Book / PageD420 / 129
Map ReferenceCAB 12 SL 167
Instrument DateDec 04, 2020
Instrument425244
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 13, 2022
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$217.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 REDDING ROAD, 40234

Mortgage

Document Number0000425245
DateDec 08, 2020
Instrument425245
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,689.00 (+2.28%)$302,000 (+4.14%)$302,000 (+4.14%)
2023$2,629.00 (+36.22%)$290,000 (+30.34%) Land $45,000 Building $245,000$290,000 (+30.34%) Land $45,000 Building $245,000
2022$1,930.00$222,500 Land $35,000 Building $187,500$222,500 Land $35,000 Building $187,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), as of November 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 535 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY1050157, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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