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  5. Redding Rd

302 Redding Rd, Georgetown, KY 40324 Property Records

Scott County property record for 302 Redding Rd, Georgetown, KY 40324 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Sep 2025)
Tax Bill$2,551 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN141-40-059.000

Property Details

APN / Parcel Number

Primary APN141-40-059.000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address302 REDDING RD
CityGEORGETOWN
StateKY
Zip40324-2677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAYNES CROSSING II
Legal SubdivisionPAYNES CROSSING II
Legal Lot Number159
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2001
Census Tract40203

Owner

Source: Scott County records · APN 141-40-059.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address302 REDDING RD, GEORGETOWN, KY 40324-2677
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 17, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 10, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jul 24, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Sep 10, 2025Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE INVESTORS GROUP INC
Jun 28, 2019Deed, Subdivision Related Transfer · FHA Mortgage
AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Prior SaleJun 28, 2019 · Amount on Record
Deed Document Number555069
Deed Book / PageD460 / 630
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address302 REDDING RD, GEORGETOWN, KY 40324-2677
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M1617/23
DateJun 23, 2021
Book PageM1617/23
Instrument437951
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address302 REDDING RD, GEORGETOWN, KY 40324-2677
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 REDDING RD, GEORGETOWN, KY 40324-2677

Mortgage

Document Number0M1517/318
DateJun 17, 2020
Book PageM1517/318
Instrument417537
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueJul 01, 2049

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address302 REDDING RD, GEORGETOWN, KY 40324-2677
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1713/765
DateOct 10, 2022
Book PageM1713/765
Instrument460007
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueOct 01, 2042

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address302 REDDING RD, GEORGETOWN, KY 40324-2677
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyBRYTH TITLE AND ESCROW, BLYTHE TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1747/478
DateJul 24, 2023
Book PageM1747/478
Instrument477088
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJul 05, 2038

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT KY
Recording DateSep 10, 2025
Property Address302 REDDING RD, GEORGETOWN, KY 40324-2677
Document Number00D460/630
Book / PageD460 / 630
Map ReferenceCAB 12 SL 167
Instrument DateSep 02, 2025
Instrument555069
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyHOME CLOSINGS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address437 BAY BERRY LN, RICHMOND, KY 40475-6842

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address302 REDDING RD, GEORGETOWN, KY 40324-2677

Mortgage

Document Number0000555070
DateSep 10, 2025
Instrument555070
Lender
NameMORTGAGE INVESTORS GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

June 2019: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJun 28, 2019
Property Address302 REDDING RD, GEORGETOWN, KY 40324-2677
Document NumberD406/659
Book / PageD406 / 659
Map ReferenceCAB 12 SL 167
Instrument DateJun 26, 2019
Instrument401684
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 14, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$256.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address302 REDDING RD, GEORGETOWN, KY 40324-2677

Mortgage

Document Number401685
DateJun 28, 2019
Instrument401685
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,551.00 (+3.45%)$286,500 (+4.45%)$286,500 (+4.45%)
2024$2,466.00 (+4.14%)$274,300 (+5.02%)$274,300 (+5.02%)
2023$2,368.00 (+5.9%)$261,200 (+1.33%) Land $45,000 Building $216,200$261,200 (+1.33%) Land $45,000 Building $216,200
2022$2,236.00$257,772 Land $35,000 Building $222,772$257,772 Land $35,000 Building $222,772

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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