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  5. Redding Rd

310 Redding Rd, Georgetown, KY 40324 Property Records

Scott County property record for 310 Redding Rd, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (May 2022)
Tax Bill$3,003 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN141-40-055.000

Property Details

APN / Parcel Number

Primary APN141-40-055.000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Lot Area7,405 sqft (0.169 acres)

Location & Zoning

Street Address310 REDDING RD
CityGEORGETOWN
StateKY
Zip40324-2677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAYNES CROSSING II
Legal SubdivisionPAYNES CROSSING II
Legal Lot Number163
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2001
Census Tract40203

Owner

Source: Scott County records · APN 141-40-055.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address310 REDDING RD, GEORGETOWN, KY 40324-2677
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 06, 2022Deed, Transfer · Conventional Mortgage
AUSTIN CAPITAL BANK SSB
Feb 12, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Feb 08, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 03, 2019Deed, Subdivision Related Transfer · FHA Mortgage
AMERCAN MORTGAGE SERVICE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2022 · Amount on Record
Deed SaleMay 06, 2022 · Amount on Record
Prior SaleJun 03, 2019 · Amount on Record
Deed Document Number454136
Deed Book / PageD433 / 323
Record UpdatedJun 08, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMay 06, 2022
Property Address310 REDDING RD, GEORGETOWN, KY 40324-2677
Document Number00D433/323
Book / PageD433 / 323
Map ReferenceCAB 12 SL 167
Instrument DateApr 29, 2022
Instrument454136
Transaction TypeTransfer
Record UpdatedMay 25, 2022
Title CompanyLAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address978 LANANT DR, 978, LEXINGTON, KY 40503

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 REDDING RD, GEORGETOWN, KY 40324-2677

Mortgage

Document Number0000454137
DateMay 06, 2022
Instrument454137
Lender
NameAUSTIN CAPITAL BANK SSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address310 REDDING RD, GEORGETOWN, KY 40324-2677
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1488/821
DateFeb 12, 2020
Book PageM1488/821
Instrument411885
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueJul 01, 2049

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address310 REDDING RD, GEORGETOWN, KY 40324-2677
Transaction TypeMortgage
Record UpdatedJun 14, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1578/698
DateFeb 08, 2021
Book PageM1578/698
Instrument428191
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueAug 01, 2049

June 2019: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJun 03, 2019
Property Address310 REDDING RD, GEORGETOWN, KY 40324-2677
Document NumberD405/873
Book / PageD405 / 873
Map ReferenceCAB 12 SL 167
Instrument DateMay 30, 2019
Instrument400762
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 14, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$248.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address310 REDDING RD, GEORGETOWN, KY 40324-2677

Mortgage

Document Number400763
DateJun 03, 2019
Instrument400763
Lender
NameAMERCAN MORTGAGE SERVICE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,003.00 (+1.93%)$337,200 (+3.75%)$337,200 (+3.75%)
2023$2,946.00 (+36.77%)$325,000 (+30.85%) Land $45,000 Building $280,000$325,000 (+30.85%) Land $45,000 Building $280,000
2022$2,154.00$248,372 Land $35,000 Building $213,372$248,372 Land $35,000 Building $213,372

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 535 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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