Westchester County and Mount Vernon City property record for 293 E Prospect Ave, Mount Vernon, NY 10553
| Property Type | Triplex |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $570,000 (Mar 2004) |
| Tax Bill | $19,765 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.64-2075-9 |
| Primary APN | 550800 165.64-2075-9 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Triplex |
|---|---|
| Lot Area | 6,098 sqft (0.14 acres) |
| Account Number | 038700 |
|---|---|
| Street Address | 293 E PROSPECT AVE |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10553-1081 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Subdivision | DELL CHESTER HILL |
| Legal Block | 2075 |
| Legal Lot Number | 9.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 4100 |
293 E Prospect Ave, a triplex, is owner-occupied and held in a trust since November 2020.
Source: Westchester County and Mount Vernon City records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 293 E PROSPECT AVE, MOUNT VERNON, NY 10553-1081 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Nov 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2004 · Amount on File |
| Deed Sale | Mar 12, 2004 · Amount on File |
| Deed Document Number | 200440291454 |
| Last Transfer Date | Nov 3, 2020 |
| Transfer Doc | 0603073755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 293 E PROSPECT AVE, MOUNT VERNON, NY 10553-1081 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0603663546 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 603663546 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 116 Months |
| Due | Sep 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 293 E PROSPECT AVE, MOUNT VERNON, NY 10553-1081 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0603663556 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 603663556 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 116 Months |
| Due | Sep 1, 2030 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Nov 16, 2020 |
| Property Address | 293 E PROSPECT AVE, MOUNT VERNON, NY 10553-1081 |
| Document Number | 0603073755 |
| Book / Page | 060307 / 003755 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 293 E PROSPECT AVE #1ST MOUNT VERNON NY 105531081, 1ST, MOUNT VERNON, NY 10553-1081 |
The 2026 property tax bill for 293 E Prospect Ave was $19,765, up 5.4% from the year before.
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,765.00 (+5.39%) | ||
| 2025 | $18,754.00 | $11,500 (-) Land $3,900 Building $7,600 | $638,889 (+6.67%) Land $216,667 Building $422,222 |
| 2024 | $11,500 (-) Land $3,900 Building $7,600 | $598,958 (-10.94%) Land $203,125 Building $395,833 | |
| 2023 | $11,500 Land $3,900 Building $7,600 | $672,514 Land $228,070 Building $444,444 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 293 E Prospect Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 293 E Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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