248 E Franklin St, Otsego, MI 49078 Property Records

Allegan County property record for 248 E Franklin St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,265 sqft · built 1890
Lot Size	0.273 acres (11,892 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Aug 2012)
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`54-110-004-00`

Property Details

APN / Parcel Number

Primary APN	`54-110-004-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,265 sqft Living Area
1st Floor Area	845 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Stucco
Foundation Type	No Foundation
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	165 ft deep x 72 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	248 E FRANKLIN ST
City	OTSEGO
State	MI
Zip	49078-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	LOT 4 BLOCK 10 ALSO WLY 5 FT OF LOT 5 BLOCK 10 O. P. SEC 22 & 23.
Legal Block	10
Legal Lot Number	4-5
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	2
Census Block	2009
Census Tract	31900

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1629 SYCAMORE ST, OTSEGO, MI 49078-9320
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2012 · Amount on Record
Deed Sale	Aug 24, 2012 · Amount on Record
Deed Book / Page	3648 / 546
Last Transfer Date	Nov 9, 2022
Transfer Doc	004815/934
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Nov 14, 2022
Property Address	248 E FRANKLIN ST, OTSEGO, MI 49078-1322
Document Number	004815/934
Book / Page	4815 / 934
Instrument Date	Nov 9, 2022
Instrument	2022021639
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 SYCAMORE ST, OTSEGO, MI 49078-9320

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,600 (+7.08%) Land $12,200 Building $63,400	$151,200 (+7.08%) Land $24,400 Building $126,800
2025	$2,035.00 (+2.52%) Homeowner's exemption	$70,600 (+36.29%) Land $10,900 Building $59,700	$141,200 (+36.29%) Land $21,800 Building $119,400
2024	$1,985.00 (+16.15%)
2023		$51,800 Land $6,200 Building $45,600	$103,600 Land $12,400 Building $91,200
2022	$1,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20