307 E Adams St, Loda, IL 60948 Property Records

Iroquois County property record for 307 E Adams St, Loda, IL 60948

Property Summary

Property Type	Single Family Home
Lot Size	0.235 acres (10,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (Dec 2014)
Tax Bill	$650 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36 28 201 002`

Property Details

APN / Parcel Number

Primary APN	`36 28 201 002`

Exterior

Lot Area	10,250 sqft (0.235 acres)
Lot Dimensions	82 ft deep x 125 ft wide

Location & Zoning

Street Address	307 E ADAMS ST
City	LODA
State	IL
Zip	60948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH'S ADD 125' X 82' SW COR LT 1 EX TRI TR NE
Legal Subdivision	SMITH'S ADD
Legal Tract	I
Legal Lot Number	1
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	2
Census Block	2038
Census Tract	950700

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 N ELM ST, LODA, IL 60948-9639
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit THE GIFFORD STATE BANK
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit THE GIFFORD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2014 · Amount on Record
Deed Sale	Dec 12, 2014 · Amount on Record
Deed Document Number	20143552
Prior Transfer Date	Dec 4, 2014
Prior Transfer Doc	0000003551
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	307 E ADAMS ST, LODA, IL 60948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17R3404
Date	Nov 17, 2017
Instrument	17R3404

Lender

Name	THE GIFFORD STATE BANK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	58 Months
Due	Sep 27, 2022

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	307 E ADAMS ST, LODA, IL 60948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19R3585
Date	Dec 16, 2019
Instrument	19R3585

Lender

Name	THE GIFFORD STATE BANK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Municipality	Loda Village
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$650.00 (+16.7%)	$8,180 (+22.82%) Land $2,370 Building $5,810	$24,540 (+22.82%) Land $7,110 Building $17,430
2022	$557.00	$6,660 Land $1,930 Building $4,730	$19,980 Land $5,790 Building $14,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LODA serves 398 people · EPA ID IL0750550
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on E Adams St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures