200 E Adams St, Loda, IL 60948 Property Records

Iroquois County property record for 200 E Adams St, Loda, IL 60948

Property Summary

Property Type	Single Family Home
Lot Size	0.267 acres (11,643 sqft)
Owner	Individual Name on Record
Last Sale	$238,500 (Jul 2026)
Tax Bill	$2,901 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36 28 128 001`

Property Details

APN / Parcel Number

Primary APN	`36 28 128 001`

Exterior

Lot Area	11,643 sqft (0.267 acres)

Location & Zoning

Street Address	200 E ADAMS ST
City	LODA
State	IL
Zip	60948-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAILROAD ADD W 90' LTS 12 & 13 BLK 5 VIL OF LODA
Legal Subdivision	RAILROAD ADD
Legal Block	5
Legal Lot Number	12,13
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	2
Census Block	2040
Census Tract	950700

Owner

Source: Iroquois County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	200 E ADAMS ST, LODA, IL 60948-9611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Aug 4, 2017	Deed of Trust, Mortgage · Commercial Mortgage FARMERS-MERCHANTS NATL BANK OF PAXTON
Aug 4, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 1, 2022	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Jul 10, 2025 · Amount on Record
Deed Document Number	20262276
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 1, 2026
Property Address	200 E ADAMS ST, LODA, IL 60948-9611
Document Number	0000002276
Instrument Date	Jun 23, 2026
Instrument	20262276
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,132.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E ADAMS ST, LODA, IL 60948-9611

Mortgage

Document Number	0000002277,
Date	Jul 1, 2026
Instrument	20262277

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.99%
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	200 E ADAMS ST, LODA, IL 60948-9611
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00017R2381
Date	Aug 4, 2017
Instrument	17R2381

Lender

Name	FARMERS-MERCHANTS NATL BANK OF PAXTON
Type	Bank
Address	PAXTON, IL 60957

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	200 E ADAMS ST, LODA, IL 60948-9611
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E ADAMS ST, LODA, IL 60948-9611

Mortgage

Document Number	00023R2197
Date	Aug 4, 2023
Instrument	23R2197

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	478 Months
Due	Jun 1, 2063

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Aug 1, 2022
Property Address	200 E ADAMS ST, LODA, IL 60948-9611
Document Number	00022R2731
Instrument Date	Jul 27, 2022
Instrument	22R2731
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E ADAMS ST, LODA, IL 60948-9611

Mortgage

Document Number	00022R2732
Date	Aug 1, 2022
Instrument	22R2732

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.75%

Mortgage

Document Number	00022R2733
Date	Aug 1, 2022
Instrument	22R2733

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2032

Interest

Rate	8.75%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 1, 2021
Property Address	200 E ADAMS ST, LODA, IL 60948-9611
Document Number	21R2577
Instrument Date	Jun 30, 2021
Instrument	21R2577
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E ADAMS ST, LODA, IL 60948-9611

Mortgage

Document Number	21R2578
Date	Jul 1, 2021
Instrument	21R2578

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Municipality	Loda Village
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,901.00 (+10.05%) Homeowner's exemption	$42,490 (+13.76%) Land $2,460 Building $40,030	$127,470 (+13.76%) Land $7,380 Building $120,090
2024	$2,636.00 (+11.84%)	$37,350 (+8.01%) Land $2,160 Building $35,190	$112,050 (+8.01%) Land $6,480 Building $105,570
2022	$2,357.00 Homeowner's exemption	$34,580 Land $2,000 Building $32,580	$103,740 Land $6,000 Building $97,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LODA serves 398 people · EPA ID IL0750550
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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