301 E Adams St, Loda, IL 60948 Property Records

Iroquois County property record for 301 E Adams St, Loda, IL 60948

Property Summary

Property Type	Single Family Home
Lot Size	0.361 acres (15,743 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Oct 2016)
Tax Bill	$20 (2022)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36 28 201 004`

Property Details

APN / Parcel Number

Primary APN	`36 28 201 004`

Exterior

Lot Area	15,743 sqft (0.361 acres)

Location & Zoning

Street Address	301 E ADAMS ST
City	LODA
State	IL
Zip	60948-8698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH'S ADD LT 3 BLK 3 & NEAL'S ADDN LT 7 BLK 37 VIL OF LODA
Legal Subdivision	SMITH'S ADD
Legal Block	3,37
Legal Lot Number	3,7
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	2
Census Block	2038
Census Tract	950700

Owner

301 E Adams St is owned and occupied by two individuals who bought it in October 2016.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 E ADAMS ST, LODA, IL 60948-8698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Oct 12, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2016 · Amount on File
Deed Sale	Oct 4, 2016 · Amount on File
Prior Sale	Jun 20, 2012 · Amount on File
Deed Document Number	20162958
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	301 E ADAMS ST, LODA, IL 60948-8698
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20R2516
Date	Aug 17, 2020
Instrument	20R2516

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	301 E ADAMS ST, LODA, IL 60948-8698
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18R3165
Date	Oct 12, 2018
Instrument	18R3165

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Municipality	Loda Village
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,350 Land $5,640 Building $7,710	$40,050 Land $16,920 Building $23,130
2022	$20.00 Homeowner's exemption Senior Citizen's exemption	$10,870 Land $4,590 Building $6,280	$32,610 Land $13,770 Building $18,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 E Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 301 E Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LODA serves 398 people · EPA ID IL0750550
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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