204 E Adams St, Loda, IL 60948 Property Records

Iroquois County property record for 204 E Adams St, Loda, IL 60948

Property Summary

Property Type	Single Family Home
Lot Size	0.239 acres (10,435 sqft)
Owner	Individual Name on Record
Last Sale	$56,666 (Jan 2024)
Tax Bill	$2,153 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36 28 128 002`

Property Details

APN / Parcel Number

Primary APN	`36 28 128 002`

Exterior

Lot Area	10,435 sqft (0.239 acres)

Location & Zoning

Street Address	204 E ADAMS ST
City	LODA
State	IL
Zip	60948-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAILROAD ADD E 70' LTS 12 & 13 BLK 5
Legal Subdivision	RAILROAD ADD
Legal Block	5
Legal Lot Number	12,13
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	2
Census Block	2040
Census Tract	950700

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 EASTVIEW DR, PAXTON, IL 60957-1801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Jun 21, 2018	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	2024163
Prior Transfer Date	Oct 15, 2014
Prior Transfer Doc	0000003000
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 18, 2024
Property Address	204 E ADAMS ST, LODA, IL 60948-9611
Document Number	00024R0163
Instrument Date	Jan 12, 2024
Instrument	24R0163
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 E ADAMS ST, LODA, IL 60948-9611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 EASTVIEW DR, PAXTON, IL 60957-1801

Mortgage

Document Number	00024R0164
Date	Jan 18, 2024
Instrument	24R0164

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.75%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 21, 2018
Property Address	204 E ADAMS ST, LODA, IL 60948-9611
Document Number	18R1898
Instrument Date	Jun 19, 2018
Instrument	18R1898
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 S UNION ST, 901, PAXTON, IL 60957-1751

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	204 E ADAMS ST, LODA, IL 60948-9611

Mortgage

Document Number	18R1899
Date	Jun 21, 2018
Instrument	18R1899

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Municipality	Loda Village
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,153.00 (+25.32%)	$33,090 (+22.83%) Land $2,330 Building $30,760	$99,270 (+22.83%) Land $6,990 Building $92,280
2022	$1,718.00 Homeowner's exemption	$26,940 Land $1,900 Building $25,040	$80,820 Land $5,700 Building $75,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LODA serves 398 people · EPA ID IL0750550
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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