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302 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 302 2nd St, Troy, NY 12180

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,406 sqft · built 1890
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Last Sale$205,000 (May 2026)
Tax Bill$5,283 (2026)
Deeds & MortgagesMay 2026 Sale
Sep 2023 Refinance
APN381700 111.28-7-26

Property Details

APN / Parcel Number

Primary APN381700 111.28-7-26
Alternative APN
  • 0903330

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,406 sqft Total Area
1st Floor Area1,203 sqft
2nd Floor Area1,203 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions130 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0903330
Street Address302 2ND ST
CityTROY
StateNY
Zip12180-4948
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeMF
Legal Description2 STY BRK HSE 57-3/122
Legal Block7
Legal Lot Number26.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group3
Census Block3020
Census Tract40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address418 BROADWAY, ALBANY, NY 12207-2922
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Warranty Deed, Transfer
Sep 27, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
BROADVIEW FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2026 · Amount on Record
Deed SaleMay 21, 2026 · Amount on Record
Prior SaleApr 10, 2002 · Amount on Record
Deed Document Number2026671406
Deed Book / Page11275 / 290
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateMay 21, 2026
Property Address302 2ND ST, TROY, NY 12180-4948
Document Number0112750290
Book / Page11275 / 290
Instrument DateMay 14, 2026
Instrument2026671406
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 BROADWAY, ALBANY, NY 12207-2922

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address302 2ND ST, TROY, NY 12180-4948
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0104940242
DateSep 27, 2023
Book Page10494/242
Instrument2023-632831
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2038

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,283.00 (+3.83%) Homeowner's exemption
2025$5,088.00 (+50.58%)$88,000 (-) Land $8,800 Building $79,200$150,700 (+19.89%) Land $15,070 Building $135,630
2023$88,000 (-) Land $8,800 Building $79,200$125,700 (+8.56%) Land $12,570 Building $113,130
2022$3,379.00 Homeowner's exemption$88,000 Land $8,800 Building $79,200$115,789 Land $11,579 Building $104,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims42 (1979–2019)
Claims Outside the SFHA1 of 42
Most Recent ClaimAug 2019 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless		200 / 20

May also be available: T-Mobile, Verizon.

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