Stephens County property record for 3068 Prather Bridge Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,430 sqft · built 1986 |
| Lot Size | 10.6 acres (463,478 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $266,000 (Jul 2014) |
| Tax Bill | $4,089 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040 014 |
| Primary APN | 040 014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,430 sqft Heated Area |
| Basement Area | 1,186 sqft |
| Finished Basement | 1,186 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 463,478 sqft (10.6 acres) |
| Terrain | Gentle Slope |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 207 sqft |
| Patio Area | 323 sqft |
| Utility Building | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 468750 |
|---|---|
| Street Address | 3068 PRATHER BRIDGE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | PRATHER BRIDGE RD |
| Legal Subdivision | JOYCE D PHARR |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 3068 PRATHER BRIDGE RD, TOCCOA, GA 30577-2283 |
| Occupancy | Owner Occupied |
| Last Sale | Jul 31, 2014 · Amount on Record |
|---|---|
| Deed Sale | Jul 31, 2014 · Amount on Record |
| Deed Document Number | 0010469294 |
| Deed Book / Page | 104692 / 94 |
| Last Transfer Date | Aug 5, 2014 |
| Transfer Doc | 0010460092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 3068 PRATHER BRIDGE RD, TOCCOA, GA 30577-2283 |
| Document Number | 0012400512 |
| Instrument Date | Jan 14, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 3068 PRATHER BRIDGE RD TOCCOA GA 305772283, TOCCOA, GA 30577-2283 |
| Document Number | 0012400512 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 001240/000512 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2051 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,089.00 (+24.25%) Homeowner's exemption | $182,401 (+62.04%) Land $13,435 Building $168,966 | $456,003 (+62.04%) Land $33,587 Building $422,416 |
| 2023 | $3,291.00 (+3.75%) Homeowner's exemption | $112,567 (+5.64%) Land $13,435 Building $99,132 | $281,417 (+5.64%) Land $33,587 Building $247,830 |
| 2022 | $3,172.00 Homeowner's exemption | $106,553 Land $13,435 Building $93,118 | $266,382 Land $33,587 Building $232,795 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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