Stephens County property record for 2864 Prather Bridge Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,080 sqft · built 1977 |
| Lot Size | 10.5 acres (459,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $382,000 (Dec 2024) |
| Tax Bill | $4,233 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 040 012 |
| Primary APN | 040 012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,080 sqft Heated Area |
| Basement Area | 504 sqft |
| Finished Basement | 504 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 459,994 sqft (10.5 acres) |
| Terrain | Rolling |
| Garage Area | 812 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 858 sqft |
| Deck Area | 96 sqft |
| Patio Area | 224 sqft |
| Pole Barn | 576 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 468400 |
|---|---|
| Street Address | 2864 PRATHER BRIDGE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | HWY 184 |
| Legal Subdivision | 0300 - PRIMARY - AC |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2864 PRATHER BRIDGE RD, TOCCOA, GA 30577-2282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Apr 16, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on Record |
| Deed Sale | Dec 4, 2024 · Amount on Record |
| Prior Sale | Apr 16, 2024 |
| Deed Book / Page | 1389 / 405 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 2864 PRATHER BRIDGE RD, TOCCOA, GA 30577-2282 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2864 PRATHER BRIDGE RD, TOCCOA, GA 30577-2282 |
| Document Number | 0014330000000415 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 0000001433/0000000415 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 16, 2024 |
| Property Address | 2864 PRATHER BRIDGE RD, TOCCOA, GA 30577-2282 |
| Document Number | 0013640029 |
| Book / Page | 1364 / 29 |
| Instrument Date | Apr 16, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2864 PRATHER BRIDGE RD, TOCCOA, GA 30577-2282 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,233.00 (+44.72%) | $154,226 (+56.92%) Land $13,361 Building $140,865 | $385,564 (+56.92%) Land $33,402 Building $352,162 |
| 2023 | $2,925.00 | $98,283 Land $13,361 Building $84,922 | $245,708 Land $33,402 Building $212,306 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
5G and 4G LTE (outdoors only)
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