2606 Prather Bridge Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 2606 Prather Bridge Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,133 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$144,500 (Jul 2021)
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040 007`

Property Details

APN / Parcel Number

Primary APN	`040 007`
Alternative APN	`468850`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,133 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	350 sqft
Deck Area	96 sqft
Utility Building	160 sqft
Pole Barn	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	468850
Street Address	2606 PRATHER BRIDGE RD
City	TOCCOA
State	GA
Zip	30577-2276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PRATHER BRIDGE RD
Legal Subdivision	0300 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1025
Census Tract	970102

Owner

2606 Prather Bridge Rd is owned and occupied by an individual who acquired it in December 2023.

Source: Stephens County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2606 PRATHER BRIDGE RD, TOCCOA, GA 30577-2276
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICA FUNDING
Dec 18, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Jul 16, 2007 · Amount on File
Deed Document Number	20211076
Deed Book / Page	1260 / 449
Last Transfer Date	Dec 12, 2023
Transfer Doc	0013520100
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	2606 PRATHER BRIDGE RD, TOCCOA, GA 30577-2276
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 PRATHER BRIDGE RD, TOCCOA, GA 30577-2276

Mortgage

Document Number	0013520000000104
Date	Dec 18, 2023
Book Page	0000001352/0000000104
Instrument	D2023001845

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 18, 2023
Property Address	2606 PRATHER BRIDGE RD, TOCCOA, GA 30577-2276
Document Number	0013520100
Book / Page	1352 / 100
Instrument Date	Dec 12, 2023
Instrument	D2023001844
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 PRATHER BRIDGE RD, TOCCOA, GA 30577-2276

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 23, 2021
Property Address	2606 PRATHER BRIDGE RD, TOCCOA, GA 30577-2276
Document Number	0012600449
Book / Page	1260 / 449
Instrument Date	Jul 23, 2021
Instrument	2021-001076
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 PRATHER BRIDGE RD, TOCCOA, GA 30577-2276

Tax Assessment & Valuation

The 2025 property tax bill for 2606 Prather Bridge Rd was $1,615.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,615.00	$58,842 Land $3,018 Building $55,824	$147,106 Land $7,546 Building $139,560
2023	$1,116.00 (+5.68%)	$37,492 (+5.62%) Land $3,018 Building $34,474	$93,730 (+5.62%) Land $7,546 Building $86,184
2022	$1,056.00	$35,497 Land $3,018 Building $32,479	$88,743 Land $7,546 Building $81,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2606 Prather Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2606 Prather Bridge Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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