3152 Prather Bridge Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 3152 Prather Bridge Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,470 sqft · built 1991
Lot Size	8.93 acres (388,991 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Jul 2025)
Tax Bill	$2,428 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040 015`

Property Details

APN / Parcel Number

Primary APN	`040 015`
Alternative APN	`468800`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,470 sqft Heated Area
Basement Area	2,470 sqft
Unfinished Basement	2,470 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	388,991 sqft (8.93 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	572 sqft
Carport	Carport
Carport Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	684 sqft
Canopy	360 sqft
Lean-To	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	468800
Street Address	3152 PRATHER BRIDGE RD
City	TOCCOA
State	GA
Zip	30577-2284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PRATHER BRIDGE RD
Legal Subdivision	0300 - PRIMARY - AC
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1025
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 BENT TWIG DR, CORNELIA, GA 30531-5599
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE
Jul 9, 2025	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE
Apr 5, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Deed Book / Page	1414 / 39
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	0012460417
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	3152 PRATHER BRIDGE RD, TOCCOA, GA 30577-2284
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3152 PRATHER BRIDGE RD, TOCCOA, GA 30577-2284

Mortgage

Document Number	0014270000000216
Date	Oct 21, 2025
Book Page	0000001427/0000000216

Lender

Name	PREMIER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2040

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 9, 2025
Property Address	3152 PRATHER BRIDGE RD, TOCCOA, GA 30577-2284
Document Number	0014140039
Book / Page	1414 / 39
Instrument Date	Jul 1, 2025
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 BENT TWIG DR, CORNELIA, GA 30531-5599

Mortgage

Document Number	0000141441
Date	Jul 9, 2025
Instrument	1414/41

Lender

Name	PREMIER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2055

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 5, 2021
Property Address	3152 PRATHER BRIDGE RD, TOCCOA, GA 30577-2284
Document Number	0012460417
Book / Page	001246 / 000417
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3152 PRATHER BRIDGE RD TOCCOA GA 305772284, TOCCOA, GA 30577-2284

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,428.00 (+19.19%) Homeowner's exemption Senior Citizen's exemption	$145,771 (+42.95%) Land $11,859 Building $133,912	$364,428 (+42.95%) Land $29,647 Building $334,781
2024	$2,037.00 (+11.56%) Homeowner's exemption Senior Citizen's exemption	$101,972 (+5.96%) Land $11,859 Building $90,113	$254,930 (+5.96%) Land $29,647 Building $225,283
2023	$1,826.00 (-33.41%) Homeowner's exemption	$96,235 (+4.45%) Land $11,859 Building $84,376	$240,587 (+4.45%) Land $29,647 Building $210,940
2022	$2,742.00 Homeowner's exemption	$92,132 Land $11,859 Building $80,273	$230,329 Land $29,647 Building $200,682

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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