303 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 303 E Water St, Prospect, OH 43342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,177 sqft · built 2005
Lot Size	0.191 acres (8,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Apr 2018)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	Apr 2018 Sale Apr 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`27-001002.0300`

Property Details

APN / Parcel Number

Primary APN	`27-001002.0300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,177 sqft Living Area
1st Floor Area	825 sqft
Upper Floors Area	352 sqft
Interior Walls	Block

Exterior

Year Built	Built 2005
Construction Type	Frame
Roof Material	Shingle
Lot Area	8,328 sqft
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	303 E WATER ST
City	PROSPECT
State	OH
Zip	43342-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAST & DAVIS LOT 254 PG 14 101 1.00 203.00
Legal Subdivision	GAST & DAVIS ADD
Legal Lot Number	254
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1037
Census Tract	10500

Owner

Source: Marion County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 E WATER ST, PROSPECT, OH 43342-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2018	Grant Deed, Transfer TITLE FIRST, TITLE FIRST AGENCY
Apr 20, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2018 · Amount on Record
Deed Sale	Apr 26, 2018 · Amount on Record
Prior Sale	Dec 1, 2016
Deed Document Number	0014300717
Deed Book / Page	001430 / 000717
Record Updated	Jun 8, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARION OH
Recording Date	Apr 26, 2018
Property Address	303 E WATER ST, PROSPECT, OH 43342-9722
Document Number	0014300717
Book / Page	001430 / 000717
Instrument Date	Apr 20, 2018
Instrument	2751
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transaction

Amount	Amount Recorded
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 6 5 7 7 CAROL STREAM IL 60197, CAROL STREAM, IL 60197

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	303 E WATER ST, PROSPECT, OH 43342-9722
Document Number	0014300719
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	TITLE FIRST BOX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 E WATER ST PROSPECT OH 433429722, PROSPECT, OH 43342-9722

Mortgage

Document Number	0014300719
Date	Apr 26, 2018
Book Page	001430/000719
Instrument	2752

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Municipality	Prospect Village
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,636.00 (+4.73%)	$64,260 (+25.95%) Land $9,380 Building $54,880	$183,600 (+25.95%) Land $26,800 Building $156,800
2024	$2,517.00 (+0.88%)	$51,020 (-) Land $9,820 Building $41,200
2023	$2,495.00 (-0.28%)	$51,020 (-) Land $9,820 Building $41,200
2022	$2,502.00	$51,020 Land $9,820 Building $41,200	$145,770 Land $28,060 Building $117,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	82 (1978–2025)
Claims Outside the SFHA	7 of 82
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims Severe Storms And Flooding, Aug 1995 · 17 claims Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Bresco Broadband, Verizon.

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