3055 Sutherland Bluff Dr NE, Townsend, GA 31331 Property Records

McIntosh County property record for 3055 Sutherland Bluff Dr NE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,813 sqft · built 1991
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on File
Last Sale	$107,500 (Jun 1991)
Tax Bill	$13,661 (2025)
Deeds & Mortgages	Dec 2020 Second Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0072-E-0049`

Property Details

APN / Parcel Number

Primary APN	`0072-E-0049`
Alternative APN	`5571`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,813 sqft Heated Area
1st Floor Area	2,453 sqft
2nd Floor Area	360 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	54,886 sqft (1.26 acres)
View / Lot	Corner
Garage Area	552 sqft
Porch	Slab
Porch Area	319 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5571
Street Address	3055 SUTHERLAND BLUFF DR NE
City	TOWNSEND
State	GA
Zip	31331-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	007
Legal Description	18 & 19 PH I SUTH BLUF
Legal Subdivision	SUTHERLAND BLUFF PLANTATION
Legal Phase	1
Legal Lot Number	18-19
Jurisdiction	MCINTOSH GA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1022
Census Tract	110103

Owner

3055 Sutherland Bluff Dr NE is owned by an individual who acquired it in March 2025.

Source: McIntosh County records, as of March 23, 2026

Owner of Record	Individual Name on File
Mailing Address	312 E 54TH ST, SAVANNAH, GA 31405-3422
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JFQ LENDING
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY MORTGAGE
Mar 30, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 1991 · Amount on File
Deed Sale	Jun 4, 1991 · Amount on File
Deed Book / Page	152- / 183
Last Transfer Date	Mar 14, 2025
Transfer Doc	000725/376
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	3055 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3119
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3119

Mortgage

Document Number	0000000665/0000000152
Date	Dec 11, 2020
Book Page	0000000665/0000000152
Instrument	002523

Lender

Name	JFQ LENDING

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	3055 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3119
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000623/997
Date	Apr 10, 2017
Book Page	623/997
Instrument	000673

Lender

Name	UNITED COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCINTOSH GA
Recording Date	Mar 30, 2017
Property Address	3055 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3119
Document Number	00000624/1
Book / Page	624 / 1
Instrument Date	Mar 30, 2017
Instrument	2017-000291
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3055 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3119

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Mar 30, 2017
Property Address	3055 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3119
Document Number	000623/993
Book / Page	623 / 993
Instrument Date	Mar 30, 2017
Instrument	2017-000267
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3119

Tax Assessment & Valuation

The 2025 property tax bill for 3055 Sutherland Bluff Dr NE was $13,661.

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,661.00	$458,644 Land $200,000 Building $258,644	$1,146,609 Land $500,000 Building $646,609
2023	$7,773.00 Homeowner's exemption	$273,764 Land $60,000 Building $213,764	$684,409 Land $150,000 Building $534,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3055 Sutherland Bluff Dr NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	7 (2016–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3055 Sutherland Bluff Dr NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Darien Telephone Company Fiber	1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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