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3053 Elbib Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3053 Elbib Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2002
Square Footage2,215 sqft Living Area
Lot Size5,270 sqft (0.121 acres)
OccupancyOwner Occupied
Last Sale$295,000 (2021)
Tax Bill$5,406.00 (2024)

Property Details

APN / Parcel Number

Primary APN22-26-30-0076-0001-0110
Alternative APNs
  • 222630276700010110
  • 263022007600010110
  • 128559

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,215 sqft Living Area
Gross Area2,656 sqft Gross Area
1st Floor1,120 sqft 1st Floor
Upper Floors1,095 sqft Upper Floors
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,270 sqft (0.121 acres)
Depth X Width105 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area21 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3053 ELBIB DR
CitySAINT CLOUD
StateFL
Zip34772-8591
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK ESTATES PHASE 6 PB 13 PG 124-126 LOT 11
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionCANOE CREEK ESTATES PH 6
Legal Phase6
Legal Tract76
Legal Block110
Legal Lot Number11
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1003
Census Tract43207

Owner

Source: Osceola County records · APN 22-26-30-0076-0001-0110

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3053 ELBIB DR, SAINT CLOUD, FL 34772-8591
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CENLAR FSB
May 25, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 25, 2021 · Amount on Record
Deed SaleMay 25, 2021 · Amount on Record
Prior SaleOct 09, 2008 · Amount on Record
Deed Doc Number202181312
Deed Book / Page5966 / 1242
Prior Transfer DateMay 21, 2021
Prior Transfer Doc0000081312
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3053 ELBIB DR, SAINT CLOUD, FL 34772-8591
Transaction TypeMortgage
Record UpdatedDec 06, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3053 ELBIB DR, SAINT CLOUD, FL 34772-8591

Mortgage

Document Number0065020848
DateNov 08, 2023
Book Page6502/848
Instrument2023147442
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term331 Months
DueJun 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3053 ELBIB DR, SAINT CLOUD, FL 34772-8591
Transaction TypeMortgage
Record UpdatedJun 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3053 ELBIB DR, SAINT CLOUD, FL 34772-8591

Mortgage

Document Number0059661243
DateMay 25, 2021
Book Page5966/1243
Instrument2021081313
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,112.00 (-5.44%) Homeowner's exemption$328,500 (-3.21%) Land $65,000 Building $263,500$328,500 (-3.21%) Land $65,000 Building $263,500
2024$5,406.00 (+0.99%)
2023$5,353.00 (+1.44%) Homeowner's exemption$339,400 (+15.99%) Land $60,000 Building $279,400$339,400 (+15.99%) Land $60,000 Building $279,400
2022$5,277.00$292,600 Land $55,000 Building $237,600$292,600 Land $55,000 Building $237,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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