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3044 Elbib Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3044 Elbib Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2002
Square Footage2,215 sqft Living Area
Lot Size9,278 sqft (0.213 acres)
OccupancyOwner Occupied
Last Sale$266,000 (2005)
Tax Bill$2,393.00 (2024)

Property Details

APN / Parcel Number

Primary APN22-26-30-0076-0001-0540
Alternative APNs
  • 222630276700010540
  • 263022007600010540
  • 128602

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,215 sqft Living Area
Gross Area2,929 sqft Gross Area
1st Floor1,120 sqft 1st Floor
Upper Floors1,095 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,278 sqft (0.213 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area100 sqft Shed
Patio Area280 sqft Patio
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3044 ELBIB DR
CitySAINT CLOUD
StateFL
Zip34772-8513
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK ESTATES PH 6 PB 13 PG 124-126 LOT 54
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionCANOE CREEK ESTATES PH 6
Legal Phase6
Legal Tract76
Legal Block540
Legal Lot Number54
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1009
Census Tract43207

Owner

Source: Osceola County records · APN 22-26-30-0076-0001-0540

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3044 ELBIB DR, SAINT CLOUD, FL 34772-8513
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2021Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU
May 24, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2005 · Amount on Record
Deed SaleOct 06, 2005 · Amount on Record
Prior SaleMay 24, 2005 · Amount on Record
Deed Doc Number2005219726
Deed Book / Page2919 / 308
Last Transfer DateMay 03, 2021
Transfer Doc0059642743
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3044 ELBIB DR, SAINT CLOUD, FL 34772-8513
Transaction TypeMortgage
Record UpdatedNov 24, 2021
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3044 ELBIB DR, SAINT CLOUD, FL 34772-8513

Mortgage

Document Number0060401031
DateSep 09, 2021
Book Page6040/1031
Instrument2021140267
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32828
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMay 24, 2021
Property Address3044 ELBIB DR, SAINT CLOUD, FL 34772-8513
Document Number0059642743
Book / Page5964 / 2743
Map ReferenceMB 13 PG 124-126
Instrument DateMay 03, 2021
Instrument2021080067
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3044 ELBIB DR, SAINT CLOUD, FL 34772-8513

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,488.00 (+3.97%) Homeowner's exemption Senior Citizen's exemption$193,524 (+5.99%)$321,200 (-3.14%) Land $65,000 Building $256,200
2024$2,393.00 (+3.1%)
2023$2,321.00 (+4.22%) Homeowner's exemption Senior Citizen's exemption$182,593 (+3%)$331,600 (+15.78%) Land $60,000 Building $271,600
2022$2,227.00 Homeowner's exemption Senior Citizen's exemption$177,275$286,400 Land $55,000 Building $231,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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