Osceola County property record for 3049 Elbib Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,215 sqft Living Area |
| Lot Size | 5,924 sqft (0.136 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2016) |
| Tax Bill | $2,699.00 (2024) |
| Primary APN | 22-26-30-0076-0001-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,215 sqft Living Area |
| Gross Area | 2,659 sqft Gross Area |
| 1st Floor | 1,120 sqft 1st Floor |
| Upper Floors | 1,095 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,924 sqft (0.136 acres) |
| Depth X Width | 107 ft x 55 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Patio Area | 21 sqft Patio |
| Porch Area | 24 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3049 ELBIB DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8591 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 6 PB 13 PG 124-126 LOT 13 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES PH 6 |
| Legal Phase | 6 |
| Legal Tract | 76 |
| Legal Block | 130 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 22-26-30-0076-0001-0130
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3049 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WELLS FARGO BANK NA |
| Mar 12, 2019 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FIFTH THIRD BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 08, 2016 · Amount on Record |
| Deed Sale | Nov 08, 2016 · Amount on Record |
| Prior Sale | Nov 04, 2002 · Amount on Record |
| Deed Doc Number | 2016168251 |
| Deed Book / Page | 5053 / 968 |
| Prior Transfer Date | Oct 04, 2016 |
| Prior Transfer Doc | 0050530968 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3049 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3049 ELBIB DR, WINTER GARDEN, FL 34774 |
| Document Number | 0058340408 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 5834/408 |
| Instrument | 2020156940 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Apr 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3049 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Document Number | 0055101073 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3049 ELBIB DR ST CLOUD FL 347728591, ST CLOUD, FL 34772-8591 |
| Document Number | 0055101073 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 005510/001073 |
| Instrument | 49952 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2049 |
| Rate | 3.75% |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,796.00 (+3.59%) Homeowner's exemption | $199,133 (+5.99%) | $332,100 (-3.09%) Land $65,000 Building $267,100 |
| 2024 | $2,699.00 (+2.86%) | ||
| 2023 | $2,624.00 (+3.8%) Homeowner's exemption | $187,885 (+3%) | $342,700 (+15.97%) Land $60,000 Building $282,700 |
| 2022 | $2,528.00 Homeowner's exemption | $182,413 | $295,500 Land $55,000 Building $240,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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