Osceola County property record for 3051 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,843 sqft Heated Area |
| Lot Size | 5,271 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,200 (2010) |
| Tax Bill | $6,204.00 (2025) |
| Primary APN | 128560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,843 sqft Heated Area |
| Gross Area | 3,255 sqft Gross Area |
| 1st Floor | 1,228 sqft 1st Floor |
| Upper Floors | 1,615 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,271 sqft (0.121 acres) |
| Depth X Width | 105 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 400 sqft Garage |
| Porch | Open Porch |
| Porch Area | 12 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 128560 |
|---|---|
| Old Parcel Number | 222630276700010120 |
| Street Address | 3051 ELBIB DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8591 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 6 PB 13 PG 124-126 LOT 12 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Phase | 6 |
| Legal Tract | 76 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 128560
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3051 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Oct 26, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2010 · Amount on Record |
| Deed Sale | Feb 01, 2010 · Amount on Record |
| Prior Sale | Sep 13, 2002 · Amount on Record |
| Deed Doc Number | 2010014188 |
| Deed Book / Page | 3943 / 2573 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3051 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051482185 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 5148/2185 |
| Instrument | 2017071596 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3051 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0052302531 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 5230/2531 |
| Instrument | 2017154402 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3051 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Document Number | 0058221369 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3051 ELBIB DR ST CLOUD FL 347728591, ST CLOUD, FL 34772-8591 |
| Document Number | 0058221369 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 005822/001369 |
| Instrument | 147142 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 28, 2030 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,204.00 (+10.02%) Homeowner's exemption | $389,500 (-3.59%) Land $65,000 Building $324,500 | $389,500 (-3.59%) Land $65,000 Building $324,500 |
| 2023 | $5,639.00 (+12.31%) | $404,000 (+16.33%) Land $60,000 Building $344,000 | $404,000 (+16.33%) Land $60,000 Building $344,000 |
| 2022 | $5,021.00 | $347,300 Land $55,000 Building $292,300 | $347,300 Land $55,000 Building $292,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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