Black Hawk County property record for 305 W 4th St, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Restaurant |
|---|---|
| Details | 1,886 sqft · built 1891 |
| Lot Size | 0.042 acres (1,848 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,032 (2025) |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-26-277-016 |
| Primary APN | 8913-26-277-016 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,886 sqft Gross Area |
| 1st Floor Area | 1,886 sqft |
| Basement Area | 1,886 sqft |
| Unfinished Basement | 1,886 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Exterior Material | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Rolled Roofing |
| Lot Area | 1,848 sqft (0.042 acres) |
| Lot Dimensions | 88 ft deep x 21 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 305 W 4TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5503 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | ORIGINAL PLAT WATERLOO WEST SW 20 FT 9 5/8 INCHES 7 1/4 INCHES OF LOT 5 BLK 17 SW 20 FT 9 5/8 INCHES NE 68 FT 7 1/4 NW 28 FT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | ORIGINAL PLAT WATERLOO WEST |
| Legal Block | 17 |
| Legal Lot Number | 4,5 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 100 |
Source: Black Hawk County records · APN 8913-26-277-016
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1230 KAPLAN DR, WATERLOO, IA 50702-4210 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,032.00 | $139,720 (-) Land $11,090 Building $128,630 | $139,720 (-) Land $11,090 Building $128,630 |
| 2024 | $3,032.00 (+45.91%) | ||
| 2023 | $139,720 (+47.63%) Land $11,090 Building $128,630 | $139,720 (+47.63%) Land $11,090 Building $128,630 | |
| 2022 | $2,078.00 | $94,640 Land $10,330 Building $84,310 | |
| 2021 | $94,640 Land $10,330 Building $84,310 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Waterloo West Commercial Historic District listed 2014 · 22 contributing resources · NRIS 14000664 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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