225 W 4th St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 225 W 4th St, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property TypeRestaurant
Details3,212 sqft · built 1893
Lot Size0.039 acres (1,700 sqft)
OwnerCompany Name on File
Tax Bill$8,630 (2025)
Flood ZoneZone X (reduced by levee)
APN8913-26-233-009

Property Details

APN / Parcel Number

Primary APN8913-26-233-009

Interior

Stories2 Stories
Building Area3,212 sqft Gross Area
1st Floor Area1,640 sqft
Basement Area1,572 sqft
Unfinished Basement1,572 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1893
Exterior MaterialBrick
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialUrethane Foam
Lot Area1,700 sqft (0.039 acres)
Lot Dimensions85 ft deep x 20 ft wide
Patio Area2 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address225 W 4TH ST
CityWATERLOO
StateIA
Zip50701-5403
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionORIGINAL PLAT WATERLOO WEST NE 20 FT SW 60 FT LOT 6 BLK 8 NE 20 FT 4 INCHES SW 60 FT NW 25 FT LOT 7 BLK 8
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionORIGINAL PLAT WATERLOO WEST
Legal Block8
Legal Lot Number6,7
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2072
Census Tract100

Owner

Source: Black Hawk County records · APN 8913-26-233-009

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address215 E 4TH ST, WATERLOO, IA 50703-4701
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,630.00$340,160 (-) Land $10,200 Building $329,960$340,160 (-) Land $10,200 Building $329,960
2024$8,630.00 (+75.84%)
2023$340,160 (+52.18%) Land $10,200 Building $329,960$340,160 (+52.18%) Land $10,200 Building $329,960
2022$4,908.00$223,530 Land $9,600 Building $213,930
2021$223,530 Land $9,600 Building $213,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Flood Insurance CostPremium on Record
median of 8 individual NFIP policies nearby
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1978–1991)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1991, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Waterloo West Commercial Historic District
listed 2014 · 22 contributing resources · NRIS 14000664

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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