Black Hawk County property record for 304 W 4th St, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Commercial > Retail > Bar, Tavern |
|---|---|
| Year Built | Built 1890 |
| Square Footage | 1,642 sqft Gross Area |
| Lot Size | 2,000 sqft (0.046 acres) |
| Tax Bill | $2,382.00 (2025) |
| Primary APN | 8913-26-232-007 |
|---|
| Building Area | 1,642 sqft Gross Area |
|---|---|
| 1st Floor | 1,642 sqft 1st Floor |
| Basement Area | 1,642 sqft Basement |
| Unfinished Basement | 1,642 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick Exterior |
| Fire Resistance Class | Buildings having wood or wood and steel frames. |
| Roof Material | Urethane Roof |
| Lot Area | 2,000 sqft (0.046 acres) |
| Depth X Width | 85 ft x 20 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 304 W 4TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5504 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Bar, Tavern |
| Legal Description | E J BICKLEYS SUB OF LOTS 1 & 2 BLK 16 ORIG PLAT WEST WLOO LOT 3 ALL LOT A3 EX NE 5 FT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | E J BICKLEYS SUB OF LOTS 1 & 2 |
| Legal Block | 16 |
| Legal Lot Number | 1-3,A3 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2070 |
| Census Tract | 100 |
Source: Black Hawk County records · APN 8913-26-232-007
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 110 SUNSET RD, WATERLOO, IA 50701-3922 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 304 W 4TH ST, WATERLOO, IA 50701-5504 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202200011841 |
|---|---|
| Date | Dec 06, 2021 |
| Instrument | 202200011841 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 19, 2051 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,382.00 | $93,250 (-) Land $12,000 Building $81,250 | $93,250 (-) Land $12,000 Building $81,250 |
| 2024 | $2,382.00 (+67.51%) | ||
| 2023 | $93,250 (+43.99%) Land $12,000 Building $81,250 | $93,250 (+43.99%) Land $12,000 Building $81,250 | |
| 2022 | $1,422.00 | $64,760 Land $10,230 Building $54,530 | |
| 2021 | $64,760 Land $10,230 Building $54,530 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Waterloo West Commercial Historic District listed 2014 · 22 contributing resources · NRIS 14000664 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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