307 W 4th St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 307 W 4th St, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Commercial > Retail > Bar, Tavern
Year Built	Built 1899
Square Footage	2,345 sqft Gross Area
Lot Size	1,848 sqft (0.042 acres)
Last Sale	$138,000 (2022)
Tax Bill	$2,846.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-26-277-015`

Interior

Building Area	2,345 sqft Gross Area
1st Floor	1,757 sqft 1st Floor
Basement Area	1,169 sqft Basement
Unfinished Basement	1,169 sqft Unfinished
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Brick Exterior
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Material	Roll Composition (rolled Mineral Roof) Roof
Lot Area	1,848 sqft (0.042 acres)
Depth X Width	88 ft x 21 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	307 W 4TH ST
City	WATERLOO
State	IA
Zip	50701-5503
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Bar, Tavern
Legal Description	ORIGINAL PLAT WATERLOO WEST NE 21 FT 4 3/4 INCHES SW 71 FT 4 3/4 INCHES LOT 5 BLK 17 NE 21 FT 4 3/4 INCHES SW 71 FT 4 3/4
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	ORIGINAL PLAT WATERLOO WEST
Legal Block	17
Legal Lot Number	4,5
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2080
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-26-277-015

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	110 SUNSET RD, WATERLOO, IA 50701-3922
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2022 · Amount on Record
Deed Sale	Nov 24, 2022 · Amount on Record
Prior Sale	Nov 24, 2021 · Amount on Record
Deed Doc Number	202211217
Record Refreshed	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 24, 2021
Property Address	307 W 4TH ST, WATERLOO, IA 50701-5503
Document Number	202200011217
Instrument Date	Nov 10, 2021
Instrument	202200011217
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SUNSET RD, WATERLOO, IA 50701-3922

Mortgage

Document Number	202200011218
Date	Nov 24, 2021
Instrument	202200011218

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 23, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,846.00	$131,230 (-) Land $11,090 Building $120,140	$131,230 (-) Land $11,090 Building $120,140
2024	$2,846.00 (+31.27%)
2023		$131,230 (+45.58%) Land $11,090 Building $120,140	$131,230 (+45.58%) Land $11,090 Building $120,140
2022	$2,168.00	$90,140 Land $10,330 Building $79,810
2021			$90,140 Land $10,330 Building $79,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AO, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Waterloo West Commercial Historic District listed 2014 · 22 contributing resources · NRIS 14000664

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.