Schenectady County and Schenectady City property record for 305 Oregon Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,587 sqft · built 1960 |
| Lot Size | 0.183 acres (8,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,500 (Nov 2018) |
| Tax Bill | $7,567 (2026) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage Nov 2018 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.71-1-5 |
| Primary APN | 421500 50.71-1-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,587 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 475 sqft |
| Finished Basement | 475 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,000 sqft (0.183 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 190 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 305 OREGON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 138-140 2 WOOD AND GAR |
| Legal Subdivision | REVISED MAP CONSAUL ROAD GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 OREGON AVE, SCHENECTADY, NY 12304-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| Nov 2, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Feb 28, 2018 | Grant Deed, Transfer |
| Sep 1, 2017 | Tax Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on Record |
| Deed Sale | Nov 2, 2018 · Amount on Record |
| Deed Document Number | 201848590 |
| Deed Book / Page | 1999 / 149 |
| Prior Transfer Date | Oct 5, 2018 |
| Prior Transfer Doc | 0000048590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 2, 2018 |
| Property Address | 305 OREGON AVE, SCHENECTADY, NY 12304-1621 |
| Document Number | 0000048590 |
| Book / Page | 1999 / 149 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 201848590 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 JAY ST, 105, SCHENECTADY, NY 12305-1905 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 305 OREGON AVE, SCHENECTADY, NY 12304-1621 |
| Document Number | 0000048592 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 201848592 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Number | 0000048594 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 4875/709 |
| Instrument | 201848594 |
| Name | CITY OF SCHENECTADY |
|---|---|
| Type | Government Agency |
| Address | SCHENECTADY, NY 12305 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 2, 2018 |
| Property Address | 305 OREGON AVE, SCHENECTADY, NY 12304-1621 |
| Document Number | 0000048589 |
| Book / Page | 001999 / 000146 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 48589 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 28, 2018 |
| Property Address | 305 OREGON AVE, SCHENECTADY, NY 12304-1621 |
| Document Number | 0000009019 |
| Book / Page | 001982 / 000302 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 9019 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 1, 2017 |
| Property Address | 305 OREGON AVE, SCHENECTADY, NY 12304-1621 |
| Document Number | 0000039655 |
| Book / Page | 001970 / 000225 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 39655 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 6, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,567.00 (+1.76%) | ||
| 2025 | $7,436.00 (+3.99%) | $153,750 (-) Land $23,600 Building $130,150 | $254,595 (+30.82%) Land $39,079 Building $215,516 |
| 2023 | $153,750 (-) Land $23,600 Building $130,150 | $194,620 (+3.8%) Land $29,873 Building $164,747 | |
| 2022 | $153,750 Land $23,600 Building $130,150 | $187,500 Land $28,780 Building $158,720 | |
| 2021 | $7,151.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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