Schenectady County and Schenectady City property record for 230 Oregon Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1950 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,500 (Jan 2019) |
| Tax Bill | $6,573 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.79-1-6 |
| Primary APN | 421500 50.79-1-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 88 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 230 OREGON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 132 & PT OF 133 1 WOOD & GARAGE |
| Legal Subdivision | CONSAUL ROAD GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 230 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed, Transfer · Conventional Mortgage METRO CITY BANK |
| Jan 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Mar 31, 2017 | Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2019 · Amount on Record |
| Deed Sale | Jan 29, 2019 · Amount on Record |
| Prior Sale | Mar 31, 2017 · Amount on Record |
| Deed Document Number | 20194289 |
| Deed Book / Page | 2004 / 547 |
| Prior Transfer Date | Feb 11, 2003 |
| Prior Transfer Doc | 1645000349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 13, 2021 |
| Property Address | 230 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Document Number | 0000032927 |
| Book / Page | 2062 / 633 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 202132927 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | MARKET TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $752.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 OREGON AVE, 230, SCHENECTADY, NY 12304-1620 |
| Name | Verified Name |
|---|---|
| Address | 177 REMSEN ST, COHOES, NY 12047-3021 |
| Document Number | 0000032928 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 202132928 |
| Name | METRO CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 29, 2019 |
| Property Address | 230 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Document Number | 0000004289 |
| Book / Page | 2004 / 547 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 201904289 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $554.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 OREGON AVE, 230, SCHENECTADY, NY 12304-1620 |
| Name | Verified Name |
|---|---|
| Address | 18 MASTER ST, VALLEY FALLS, NY 12185-1816 |
| Document Number | 0000004290 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 4892/167 |
| Instrument | 201904290 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 31, 2017 |
| Property Address | 230 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Document Number | 0000014381 |
| Book / Page | 1959 / 819 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 201714381 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | ALL SEASONS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1364 DEPOT RD, 1364, DUANESBURG, NY 12056-2204 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 230 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Document Number | 0000014383 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 201714383 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,573.00 (+1.92%) | ||
| 2025 | $6,449.00 (+4.08%) | $133,100 (-) Land $20,000 Building $113,100 | $220,401 (+30.82%) Land $33,118 Building $187,283 |
| 2023 | $133,100 (-) Land $20,000 Building $113,100 | $168,481 (+3.8%) Land $25,316 Building $143,165 | |
| 2022 | $133,100 Land $20,000 Building $113,100 | $162,317 Land $24,390 Building $137,927 | |
| 2021 | $6,196.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures