720 Oregon Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 720 Oregon Ave, Schenectady, NY 12309 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1930
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Nov 2024)
Tax Bill	$1,574 (2021)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 50.64-1-2`

Property Details

APN / Parcel Number

Primary APN	`421500 50.64-1-2`
Alternative APNs	`150005006400010020000000` `NISK`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	576 sqft
Upper Floors Area	288 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	175 ft deep x 80 ft wide

Exterior Amenities

Porch	Porch
Porch Area	25 sqft
Shed	1 Shed
Canopy	25 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	NISK
Street Address	720 OREGON AVE
City	SCHENECTADY
State	NY
Zip	12309-6422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 & P/O 29 C/P 1 WOOD
Legal Subdivision	MERRITT HAMMOND
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1031
Census Tract	20600

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.64-1-2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	146 VLEY RD, SCHENECTADY, NY 12302-2042
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Jul 30, 2024 · Amount on Record
Deed Document Number	202470779
Deed Book / Page	2142 / 621
Record Updated	Jun 08, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 17, 2022
Property Address	720 OREGON AVE, SCHENECTADY, NY 12309-6422
Document Number	0000032042
Book / Page	2086 / 748
Instrument Date	Jun 08, 2022
Instrument	202232042
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	CHICAGO TITLE ALBANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$556.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 COURT ROYALE, SCHENECTADY, NY 12304-1943

Mortgage

Document Number	0000032043
Date	Jun 17, 2022
Instrument	202232043

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,000 (+19.66%) Land $17,600 Building $122,400	$231,826 (+56.53%) Land $29,144 Building $202,682
2023		$117,000 (-) Land $17,600 Building $99,400	$148,101 (+3.8%) Land $22,278 Building $125,823
2022		$117,000 Land $17,600 Building $99,400	$142,683 Land $21,463 Building $121,220
2021	$1,574.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.