Schenectady County and Schenectady City property record for 232 Oregon Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,534 sqft · built 1984 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $211,500 (Jan 2021) |
| Tax Bill | $7,796 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.79-1-7 |
| Primary APN | 421500 50.79-1-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 680 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 232 OREGON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 134 & PT OF 133 RAISED RANCH |
| Legal Subdivision | CONSAUL ROAD GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Jan 27, 2021 | Warranty Deed, Transfer NOT AVAILABLE |
| Jul 9, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on Record |
| Deed Sale | Jan 27, 2021 · Amount on Record |
| Prior Sale | Jan 27, 2021 · Amount on Record |
| Deed Document Number | 20213637 |
| Deed Book / Page | 2050 / 939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 27, 2021 |
| Property Address | 232 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Document Number | 0000003637 |
| Book / Page | 2050 / 939 |
| Map Reference | MAP E-160 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 202103637 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $846.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1625 STATE ROUTE 10, 1625, MORRIS PLAINS, NJ 07950-2905 |
| Name | Verified Name |
|---|---|
| Address | 1316 MCMELLAN STREET, SCHENECTADY, NY 12309 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003638 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 202103638 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 27, 2021 |
| Property Address | 232 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Document Number | 0000003636 |
| Book / Page | 002050 / 000935 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 3636 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $846.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1625 STATE ROUTE 10 MORRIS PLAINS NJ 079502905, MORRIS PLAINS, NJ 07950-2905 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 9, 2020 |
| Property Address | 232 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Document Number | 0000019810 |
| Book / Page | 002037 / 000729 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 19810 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 OREGON AVE SCHENECTADY NY 123041620, SCHENECTADY, NY 12304-1620 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,796.00 (+1.72%) | ||
| 2025 | $7,664.00 (+3.9%) | $159,300 (-) Land $23,900 Building $135,400 | $263,785 (+30.82%) Land $39,576 Building $224,209 |
| 2023 | $159,300 (-) Land $23,900 Building $135,400 | $201,646 (+3.8%) Land $30,253 Building $171,393 | |
| 2022 | $159,300 Land $23,900 Building $135,400 | $194,268 Land $29,146 Building $165,122 | |
| 2021 | $7,376.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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