St. Clair County property record for 305 Optimist Dr, Belleville, IL 62220
| Property Type | Single Family Home |
|---|---|
| Details | 1,120 sqft · built 1961 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual on Record |
| Last Sale | $165,000 (Nov 2023) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Aug 2021 Sale & Mortgage |
| APN | 08-29-0-416-006 |
| Primary APN | 08-29-0-416-006 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,120 sqft Living Area |
| Gross Area | 2,632 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 392 sqft |
| Carport | Carport |
| Carport Area | 48,000 sqft |
| Parking Spaces | 1 Parking Space |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 11,200 sqft |
| Cooling System | Central |
|---|
| Street Address | 305 OPTIMIST DR |
|---|---|
| City | BELLEVILLE |
| State | IL |
| Zip | 62220-2937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BENEVOLENT HEIGHTS LOT/SEC-13 DOC A02713255 |
| Legal Subdivision | BENEVOLENT HEIGHTS |
| Legal Lot Number | 13 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 503304 |
Source: St. Clair County assessment roll, as of January 1, 2022
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 305 OPTIMIST DR, BELLEVILLE, IL 62220-2937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2023 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Aug 20, 2021 | Deed, Transfer · Conventional Mortgage SCOTT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Prior Sale | Aug 20, 2021 · Amount on Record |
| Deed Document Number | A02798662 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Nov 21, 2023 |
| Property Address | 305 OPTIMIST DR, BELLEVILLE, IL 62220-2937 |
| Document Number | 0A02798662 |
| Map Reference | MB 55 PG 43 |
| Instrument Date | Nov 21, 2023 |
| Instrument | A02798662 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 305 OPTIMIST DR, BELLEVILLE, IL 62220-2937 |
| Document Number | 0A02798663 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | A02798663 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Aug 20, 2021 |
| Property Address | 305 OPTIMIST DR, BELLEVILLE, IL 62220-2937 |
| Document Number | A02713255 |
| Map Reference | MB 55 PG 43 |
| Instrument Date | Aug 20, 2021 |
| Instrument | A02713255 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 305 OPTIMIST DR, BELLEVILLE, IL 62220-2937 |
| Document Number | A02713256 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | A02713256 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
Source: St. Clair County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Elementary School District | Belleville School District 118 (PK - 08) |
| Secondary School District | Belleville Township High School District 201 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $37,548 Land $4,772 Building $32,776 | $112,644 Land $14,316 Building $98,328 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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