209 Optimist Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 209 Optimist Dr, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,168 sqft · built 1957
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individuals on Record
Last Sale	$115,000 (Mar 2006)
Tax Bill	$2,210 (2024)
Deeds & Mortgages	Dec 2018 Mortgage
APN	`08-29-0-416-003`

Property Details

APN / Parcel Number

Primary APN	`08-29-0-416-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,168 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	400 sqft
Deck Area	236 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	448 sqft
Canopy	28 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	209 OPTIMIST DR
City	BELLEVILLE
State	IL
Zip	62220-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENEVOLENT HEIGHTS LOT/SEC-10 A01964927
Legal Subdivision	BENEVOLENT HEIGHTS
Legal Block	416
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2016
Census Tract	503304

Owner

Source: St. Clair County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	209 OPTIMIST DR, BELLEVILLE, IL 62220-2935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2006 · Amount on Record
Deed Sale	Mar 6, 2006 · Amount on Record
Prior Sale	Aug 8, 2005 · Amount on Record
Deed Document Number	20061964927
Deed Book / Page	4304 / 846
Prior Transfer Date	Apr 13, 2005
Prior Transfer Doc	4188/1600
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	209 OPTIMIST DR, BELLEVILLE, IL 62220-2935
Document Number	00A2600160
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	ATTORNEYS TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 OPTIMIST DR BELLEVILLE IL 622202935, BELLEVILLE, IL 62220-2935

Mortgage

Document Number	00A2600160
Date	Dec 27, 2018
Instrument	2600160

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2033

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,210.00	$40,701 (+23.77%) Land $5,314 Building $35,387	$122,103 (+23.77%) Land $15,942 Building $106,161
2022		$32,884 Land $4,773 Building $28,111	$98,652 Land $14,319 Building $84,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20