304 Optimist Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 304 Optimist Dr, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	1,056 sqft · built 1965
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Aug 2018 Mortgage
APN	`08-29-0-415-002`

Property Details

APN / Parcel Number

Primary APN	`08-29-0-415-002`

Interior

Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,112 sqft
Basement Area	1,056 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	304 OPTIMIST DR
City	BELLEVILLE
State	IL
Zip	62220-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENEVOLENT HEIGHTS LOT/SEC-17
Legal Subdivision	BENEVOLENT HEIGHTS
Legal Block	17
Legal Lot Number	17
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2014
Census Tract	503304

Owner

Source: St. Clair County records · APN 08-29-0-415-002

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	304 OPTIMIST DR, BELLEVILLE, IL 62220-2936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 07, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	304 OPTIMIST DR, BELLEVILLE, IL 62220-2936
Document Number	00A2588703
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 OPTIMIST DR BELLEVILLE IL 622202936, BELLEVILLE, IL 62220-2936

Mortgage

Document Number	00A2588703
Date	Aug 30, 2018
Instrument	2588703

Lender

Name	ASSOCIATED BK NA
Address	BELLEVILLE, IL 62220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2022	$30,367 Land $4,745 Building $25,622	$91,101 Land $14,235 Building $76,866

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635033042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 383 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1635040, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.