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301 Optimist Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 301 Optimist Dr, Belleville, IL 62220

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,080 sqft · built 1960
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$54,000 (Mar 2016)
Tax Bill$3,240 (2024)
Deeds & MortgagesDec 2021 Mortgage
Sep 2019 Mortgage
APN08-29-0-416-005

Property Details

APN / Parcel Number

Primary APN08-29-0-416-005

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,080 sqft Living Area
Basement Area1,080 sqft
Unfinished Basement1,080 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Garage TypeMixed
Garage Area364 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area544 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address301 OPTIMIST DR
CityBELLEVILLE
StateIL
Zip62220-2937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBENEVOLENT HEIGHTS LOT/SEC-12 A02488244
Legal SubdivisionBENEVOLENT HEIGHTS
Legal Block416
JurisdictionST CLAIR IL
Township / Civil DivisionST. CLAIR
Census Block Group2
Census Block2016
Census Tract503304

Owner

Source: St. Clair County records · APN 08-29-0-416-005

Assessment roll updated August 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address301 OPTIMIST DR, BELLEVILLE, IL 62220-2937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 27, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 21, 2016 · Amount on Record
Deed SaleMar 21, 2016 · Amount on Record
Deed Document Number20162488244
Prior Transfer DateSep 22, 2014
Prior Transfer Doc00A2426727
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address301 OPTIMIST DR, BELLEVILLE, IL 62220-2937
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 OPTIMIST DR, BELLEVILLE, IL 62220-2937

Mortgage

Document Number0A02730934
DateDec 23, 2021
InstrumentA02730934
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueOct 01, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address301 OPTIMIST DR, BELLEVILLE, IL 62220-2937
Document Number00A2628794
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 OPTIMIST DR BELLEVILLE IL 622202937, BELLEVILLE, IL 62220-2937

Mortgage

Document Number00A2628794
DateOct 02, 2019
Instrument2628794
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionSt. Clair Township
Elementary School DistrictBelleville School District 118 (PK - 08)
Secondary School DistrictBelleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,240.00$43,547 (+29.71%) Land $5,313 Building $38,234$130,641 (+29.71%) Land $15,939 Building $114,702
2022$33,572 Land $4,773 Building $28,799$100,716 Land $14,319 Building $86,397

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 383 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-EAST ST LOUIS
private · serves 131,368 people
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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