305 N Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 305 N Moore St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 720 sqft · built 1910
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Oct 2022)
Tax Bill	$3,004 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-133-029-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-133-029-000`
Alternative APN	`07250610201100 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Shed	1 Shed
Shed Area	70 sqft
Canopy	190 sqft

Location & Zoning

Street Address	305 N MOORE ST
City	WATERLOO
State	IL
Zip	62298-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	PART LOT 3 GEORGE C GAUENS 1ST ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	GEORGE C GAUENS 1ST ADD
Legal Lot Number	3
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3043
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4830 RED OAK DR, WATERLOO, IL 62298-3068
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Executor's Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK WATERLOO
Aug 6, 2020	Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC
May 6, 2020	Executor's Deed, Transfer · Commercial Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Aug 6, 2020 · Amount on Record
Deed Document Number	2022426753
Record Updated	Oct 29, 2026

October 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONROE IL
Recording Date	Oct 31, 2022
Property Address	305 N MOORE ST, WATERLOO, IL 62298-1128
Document Number	0000426753
Map Reference	MB A PG 58
Instrument Date	Oct 26, 2022
Instrument	426753
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5822 M RD, 5822, RED BUD, IL 62278-3116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4830 RED OAK DR, WATERLOO, IL 62298-3068

Mortgage

Document Number	0000426754
Date	Oct 31, 2022
Instrument	426754

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 6, 2020
Property Address	305 N MOORE ST, WATERLOO, IL 62298-1128
Document Number	0000410016
Instrument Date	Jul 15, 2020
Instrument	410016
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Tax	$101.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5822 M RD RED BUD IL 622783116, RED BUD, IL 62278-3116

May 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONROE IL
Recording Date	May 6, 2020
Property Address	305 N MOORE ST, WATERLOO, IL 62298-1128
Document Number	0000407766
Map Reference	MB124 PG168
Instrument Date	May 4, 2020
Instrument	407766
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 S 2ND ST # A, A, BELLEVILLE, IL 62220-2516

Mortgage

Document Number	0000407767
Date	May 6, 2020
Instrument	407767

Lender

Name	FCB BANKS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,004.00 (+5.96%)	$49,240 (+10.68%) Land $16,460 Building $32,780	$147,720 (+10.68%) Land $49,380 Building $98,340
2024	$2,835.00
2022		$44,490 Land $15,200 Building $29,290	$133,470 Land $45,600 Building $87,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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