308 N Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 308 N Moore St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 720 sqft · built 1945
Lot Size	0.18 acres (7,651 sqft)
Owner	Company Name on Record
Last Sale	$115,000 (Nov 2023)
Tax Bill	$2,547 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-134-004-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-134-004-000`
Alternative APN	`07250610300600 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	7,651 sqft (0.18 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	308 N MOORE ST
City	WATERLOO
State	IL
Zip	62298-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 4 GEORGE C GAUENS 2ND ADDN 0216689
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	GEORGE C GAUENS 2ND ADD
Legal Lot Number	4
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3042
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	502 CREEKWOODS DR, WATERLOO, IL 62298-1849
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 16, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Deed Document Number	2023431187
Prior Transfer Date	Nov 15, 2023
Prior Transfer Doc	0000431177
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Nov 15, 2023
Property Address	308 N MOORE ST, WATERLOO, IL 62298-1127
Document Number	0000431177
Map Reference	MB A PG 109
Instrument Date	Nov 15, 2023
Instrument	431177
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 HAMACHER ST, WATERLOO, IL 62298-1786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 CREEKWOODS DR, WATERLOO, IL 62298-1849

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Nov 16, 2023
Property Address	308 N MOORE ST, WATERLOO, IL 62298-1127
Document Number	0000431187
Map Reference	MB A PG 109
Instrument Date	Nov 12, 2023
Instrument	431187
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 LOUISE LN, WATERLOO, IL 62298-3283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 CREEKWOODS DR, WATERLOO, IL 62298-1849

Mortgage

Document Number	0000431188
Date	Nov 16, 2023
Instrument	431188

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,547.00	$41,750 (+10.57%) Land $16,050 Building $25,700	$125,250 (+10.57%) Land $48,150 Building $77,100
2024	$2,547.00
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$37,760 Land $14,950 Building $22,810	$113,280 Land $44,850 Building $68,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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