Monroe County property record for 302 N Moore St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 960 sqft · built 1976 |
| Lot Size | 0.23 acres (10,195 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,500 (Jan 2024) |
| Tax Bill | $2,887 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-134-007-000 |
| Primary APN | 07-25-134-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 10,195 sqft (0.23 acres) |
| Lot Dimensions | 150 ft deep x 67 ft wide |
| Garage Area | 288 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 302 N MOORE ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOTS 7A & 8A GEORGE C GAUENS 2ND ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | GEORGE C GAUENS 2ND ADD |
| Legal Lot Number | 7A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-134-007-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 OPHELIA CV, MAUMELLE, AR 72113-6219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Jan 19, 2024 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 19, 2024 · Amount on Record |
| Deed Sale | Jan 19, 2024 · Amount on Record |
| Deed Document Number | 2024431828 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 302 N MOORE ST, WATERLOO, IL 62298-1127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000440076 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 440076 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 19, 2024 |
| Property Address | 302 N MOORE ST, WATERLOO, IL 62298-1127 |
| Document Number | 0000431828 |
| Map Reference | MB A PG 109 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 431828 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $291.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 N MOORE ST, WATERLOO, IL 62298-1127 |
| Name | Verified Name |
|---|---|
| Address | 302 N MOORE ST, WATERLOO, IL 62298-1127 |
| Document Number | 0000431829 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 431829 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,410 (+75.19%) Land $16,450 Building $41,960 | $175,230 (+75.19%) Land $49,350 Building $125,880 | |
| 2024 | $2,887.00 | ||
| 2022 | Additional exemption filed | $33,340 Land $8,310 Building $25,030 | $100,020 Land $24,930 Building $75,090 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| HTC Holding DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Delta Communications, Wisper ISP.
Based on FCC filings for 458 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL1330300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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