309 N Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 309 N Moore St, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 894 sqft · built 1953
Lot Size	0.17 acres (7,528 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,666 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-133-027-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-133-027-000`
Alternative APN	`07250610201300 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	894 sqft Living Area
1st Floor Area	894 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	7,528 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	264 sqft
Driveway	Concrete Driveway
Driveway Area	351 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	309 N MOORE ST
City	WATERLOO
State	IL
Zip	62298-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 GEORGE C GAUENS 1ST ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	GEORGE C GAUENS 1ST ADD
Legal Lot Number	5
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3029
Census Tract	600401

Owner

Source: Monroe County records · APN 07-25-133-027-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 N MOORE ST, WATERLOO, IL 62298-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	309 N MOORE ST, WATERLOO, IL 62298-1128
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412489
Date	Nov 16, 2020
Instrument	412489

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 01, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,670 (+4.91%) Land $16,050 Building $34,620	$152,010 (+4.91%) Land $48,150 Building $103,860
2024	$2,666.00
2022	Additional exemption filed	$48,300 Land $14,950 Building $33,350	$144,900 Land $44,850 Building $100,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.